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Anti-virus & banking?

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Yorkie1
Yorkie1 Posts: 12,006 Forumite
Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
I suspect that this is a load of sales patter but wanted to check it out for sure.

In the process of getting a feel for a new laptop, a sales person at Currys told me that if I used free anti-virus and my online banking was compromised leading to fraud, the banks would not pay out because I hadn't used a paid-for version.

Has anyone come across this before?

I could also check this out on the banking forum but thought I'd ask here first.

Comments

  • KateBob
    KateBob Posts: 1,789 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    New sales ploy from the sounds of it.

    Banks will probably try to blame you for any fraud however you got your anti-virus:(
    Kate short for Bob.

    Alphabet thread High Priestess of all things unsavoury

    Tesla was a genius.
  • RussJK
    RussJK Posts: 2,359 Forumite
    edited 18 May 2011 at 4:03PM
    It's a blatant lie.

    Still, if you're worried you can use a complementary guard like Prevx Safeonline (http://www.prevx.com/safebook.asp), but uninstall it if it slows your browsing.

    Regardless of what someone from Curry's says, I wouldn't rely solely on an antivirus these days as they miss too much. Use passive protections like CloudDNS (http://www.clearclouddns.com/), Sandboxie (http://www.sandboxie.com), HOSTS protections like MVPS (http://winhelp2002.mvps.org/hosts.htm), Adblock + EasyList & Malware Domain Subscription (http://adblockplus.org/en/subscriptions)... All work together on my netbook without speed issues.
  • closed
    closed Posts: 10,886 Forumite
    edited 18 May 2011 at 4:07PM
    total rubbish, the free ones often have better detection rates than the paid for ones, and banks compensate for fraud whatever provided you have taken reasonable care with your password
    !!
    > . !!!! ----> .
  • John_Gray
    John_Gray Posts: 5,843 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Yorkie1 wrote: »
    ...a sales person at Currys told me that if I used free anti-virus and my online banking was compromised leading to fraud, the banks would not pay out because I hadn't used a paid-for version.
    Simply ask him (for it is undoubtedly a him) to provide evidence. That should stop him in his tracks...
  • free4440273
    free4440273 Posts: 38,438 Forumite
    complete nonsense from the 'salesperson' (rot in hell ! ) lol ! / a free anti-virus such as Avast is , in many ways, far better than any of the paid-for / it's a ploy/ a con/ The man should be kicked and shot imo :cool:
    BLOODBATH IN THE EVENING THEN? :shocked: OR PERHAPS THE AFTERNOON? OR THE MORNING? OH, FORGET THIS MALARKEY!

    THE KILLERS :cool:

    THE PUNISHER :dance: MATURE CHEDDAR ADDICT:cool:
  • Yorkie1
    Yorkie1 Posts: 12,006 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Thanks, all. 'Twas a woman and she gave 'evidence' from another customer who said they worked for a bank and agreed. Anecdotal at best!
  • free4440273
    free4440273 Posts: 38,438 Forumite
    Yorkie1 wrote: »
    Thanks, all. 'Twas a woman and she gave 'evidence' from another customer who said they worked for a bank and agreed. Anecdotal at best!

    :rotfl::rotfl::rotfl: evidence ? a rose is a rose is a rose - not ;):beer:
    BLOODBATH IN THE EVENING THEN? :shocked: OR PERHAPS THE AFTERNOON? OR THE MORNING? OH, FORGET THIS MALARKEY!

    THE KILLERS :cool:

    THE PUNISHER :dance: MATURE CHEDDAR ADDICT:cool:
  • JJ_Egan
    JJ_Egan Posts: 20,281 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Simply that salesman should be sacked for misleading customers .
    Its a blatant lie and he / she knows it .

    Currys rather buy from Del Boy .

    jje
  • DCodd
    DCodd Posts: 8,187 Forumite
    Part of the Furniture Combo Breaker
    strange that, considering some banks offer free anti-virus / internet security themselves.
    Always get a Qualified opinion - My qualifications are that I am OLD and GRUMPY:p:p
  • cgk1
    cgk1 Posts: 1,300 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    strange that, considering some banks offer free anti-virus / internet security themselves.

    they offer free copies of 'pay' software, not quite the same thing - however even given that the saleswoman is talking bunk.
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