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Money transferred to wrong account, bank won't pay it back.
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For the record the fact i intended to send it to the same person isn't information i'm going to volunteer to the bank.
Ultimately if it comes to it i can try small claims court,
Would you give this information to the court, or would you risk perjury?.......All for a hundred quid! :cool:0 -
I'm struggling with this to be honest.Basically he can't afford it and neither can I.
You are in the same position now as you would have been if he had the £100 in his pocket.
He is in a slightly different position. Whilst he doesn't have £100 in his pocket, he does now, thanks to your helpfulness, owe £100 less than he did.
In other words, he's lost out, not you. But at least you accept that it's your fault. Your 'I can't afford it' statement doesn't make sense...unless you somehow feel obliged to give him another £100?...which you can't afford...this time as cash in his hand.0 -
So your argument in a small claims court would be that the bank can afford it ?
Don't see how the bank has done anything wrong ....Unless you are planning on lying in court.
My argument would be that the transfer was made in error. I would imagine that where i intended to send it would be pretty hard to prove.0 -
For the record the fact i intended to send it to the same person isn't information i'm going to volunteer to the bank.
The trouble is, the bank is likely to wonder how you came to make a mistake on both the sort code AND the account number. And when they follow up that question they'll find it was intended for the same person that owes them money.0 -
YorkshireBoy wrote: »I'm struggling with this to be honest.
You are in the same position now as you would have been if he had the £100 in his pocket.
He is in a slightly different position. Whilst he doesn't have £100 in his pocket, he does now, thanks to your helpfulness, owe £100 less than he did.
In other words, he's lost out, not you. But at least you accept that it's your fault. Your 'I can't afford it' statement doesn't make sense...unless you somehow feel obliged to give him another £100?...which you can't afford...this time as cash in his hand.
It was a loan until he got paid a week later which he now can't afford to pay back.0 -
The trouble is, the bank is likely to wonder how you came to make a mistake on both the sort code AND the account number. And when they follow up that question they'll find it was intended for the same person that owes them money.
His account was in a dropdown box on the website, the only thing i had to enter was the amount.
Everything else aside i'm pretty sure there must be plenty of people who have made genuine mistakes.0 -
You haven't thought this through very well have you?My argument would be that the transfer was made in error. I would imagine that where i intended to send it would be pretty hard to prove.
You'd sent your friend money before from this account, and the bank will have a record of this.
LTSB and BoS are part of the same group so will share information across the company.
LTSB will tell BoS that their customer is unauthorised overdrawn and so won't let him have the money.
BoS will tell LTSB that you want it back.
They'll put 2 and 2 together and very definitely get 4.0 -
My argument would be that the transfer was made in error. I would imagine that where i intended to send it would be pretty hard to prove.
What if they call your friend as a witness is he going to lie too?
You are stuffed.
Accept it.
Move on.
I am sure we would all love banks to catch a cold from time to time but we can't all be wrong."If you act like an illiterate man, your learning will never stop... Being uneducated, you have no fear of the future.".....
"big business is parasitic, like a mosquito, whereas I prefer the lighter touch, like that of a butterfly. "A butterfly can suck honey from the flower without damaging it," "Arunachalam Muruganantham0
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