Help Needed

B2B-2008

Hi,

I have been lurking on this forum for a while due to my debts and I have just found the house thread. I have a problem at the moment that is causing me lots of stress and I wonder if anyone could give me advice.

In October 2004 I purchased a property with my ex parter. He moved out in February 2005. Since then I have been paying the mortgage/service charge and ground rent myself. We couldn't re-mortgage at the time as we were in a fixed rate and couldn't afford the fines due to debt. Also we never put down the deposit my mum took out a loan for us for this. We were supposed to pay this but when he left I couldn't afford it and she has been paying it.

All along he has said he would sign the property over to me. It is now time do this but I think he isn't going to sign and I think he wants money.

Is he entitled to his share of any profit even though he hasn't paid any money in for nearly two years? Would this have to go to court?

I don't have two penny's to rub together and I can't get a bigger mortgage because of the amount of debt we got in together, I am also paying this debt on my own.

Any reassurance or suggestions would be a great help.

Thanks

B2B-2008

Any ideas?!

lynzpower

I saw this yesterday and I really dont know the answer to this, but sorry no ones replied.

Have you looked in the moneysaving in relationships part of the forum. theres a lot of discussion over this sort of thing- and I expect there will be a fair few recent ish threads asking similar questions over there. Worth a look.

is all the debt in your name then? Only you are jointly liable if they are joint debts, and there are steps you can take through the courts system I believe to chase him for his proportion.

B2B-2008

Thanks I will look/post on the relationships forum.

Yes all the debt is in my name as he had a bad credit history! He was named on the odd credit card but that means nothing.