Sat 14th & Sun15th What small DFW thing will you be doing today?

ixia

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important


morning everyone hope you don't mind me starting the thread today.

Today is my birthday :beer:


today I will:

• hang out washing
• sort out baning
• go out for a meal
• visit family
• not smoke

have a great weekend everyone

rdchick

Hi Ixia!
Happy Birthday!!!
I will be:

• Taking the kitten to the vet for his first jabs
• Opening a new no overdraft bank account for my salary and stuff to go into
• Putting more things on eBay
• Massive house tidy
• Watching Britains Got Talent

And tomorrow:

Lazy day!

Hope you have a lovely weekend!

determined_new_ms

morning ixia & rechick :wave: & all who follow. Thanks for starting us off ixia - can you please put a smilie in the title page? it makes it easier for ppl to find!

Happy birthday!!! Many very happy returns, hope you have a fantastic day! Have a :beer: & a :bdaycake: on free (its calorie free so have as much as you like!)

Today:

• list a couple of things on ebay
• [STRIKE]check banking - its tight![/STRIKE]
• [STRIKE]looked at Junes budget...[/STRIKE]
• meal plan & shopping
• go for a walk
• orgnaise to see dd if she wants to...
• eek just realised I only have today to return a dress! So am off to the po to return - phew!

tomorrow:

• washing at 30
• do my first 5k run!
• meet up with friends
• prep for work next week

that'll do for now

starnac

Happy birthday Ixia

Hope you have a great day.

today it's just me and DD as DH is working. Hopefully the sun will stay out so we can go to the park and work off some of her energy!

my list for today

[STRIKE]check banks[/STRIKE]
[STRIKE]check emails[/STRIKE]
[STRIKE]HC[/STRIKE]
[STRIKE]line dry[/STRIKE] ?? hopefully on airer as not willing to risk weather
tea from stores
[STRIKE]small shop[/STRIKE](DH went the other day bought loads of food but no toilet roll :eek: )

that'll do for now i think.

happy Saturday everyone

Aria`s_Tail

Morning All.
HAPPY BIRTHDAY IXIA. :beer:
Well it`s a very good morning for me for several reasons. It`s my first proper weekend off work in months. It`s PAYDAY :j and later I am going to the free Radio One concert to see the Foo Fighters. Yayyyyyy.
So far I have enjoyed a lie in and am in bed with the laptop as OH has gone to work for the morning.
Today I need to:
Check banking online and pay some bills.
Feed and walk pooches.
Have a shower and decide what tob wear (prob wellies!)
Put a load of washing on and get it on the airer to dry.
Make lunch from stores before we go!

Have a great day everyone!

Trajal

Happy Birthday

1. Check online banking
2. Reconcile Budget to banking (I went for a meal yesterday and blew £70, I am a very very bad person)...
3. Go to argos to buy wedding rings rather than buying identical rings from jeweller. No one will *ever* know we spent only £20 on our rings lol.
4. Shopping trip, will spend no more than £40 on groceries.
5. Avoid beer, I have some wine still in the fridge, I shall booze on that and try to curb my drinking and fun for 10 days because of the stupid excesses of last night at TGI's.
6. Promise to get a train rather than taxi into town to do the ring shopping.
7. Move the £40 I had saved for a new computer game from my pots into the current account to cover the over-expensive indulgences of last night and thus go without my computer game. I really MUST learn that spending money has repurcussions!
8. Kiss my beautiful girl who got a job yesterday and that will give me about £700 more disposable income per month soon as she starts paying her share of the bills!

JLL

HAPPY BIRTHDAY TO YOU

Have a lovely day

1. already hung hand washed bras on line, don't know how long it will stay out as it's already looking black
2. go to Costcutter, Mccain homefries are half price
3. do my P90X god help me
4. tea out of freezer. rest of the month will be REALLY tight

Not much else to do as i cleaned my house yesterday and washed, dried and ironed 5 loads of washing inc bed linen

Enjoy the rest of your day everyone:)

MoneysTooTightToMention

HAPPY BIRTHDAY!

Today I will be

hanging washing on airer its raining here
doing the food shop at Aldi
going on the exercise bike
listing some baby stuff on ebay

Easter weekend I was very pleased with myself, needed a new three piece suite and saw one on ebay BIN £80, so spent the day listing stuff on BIN, got £80 together and bought suite,guy even delivered it, I felt very virtuous as the old me would have got one on credit

Miss_Piggy_2

Happy birthday ixia!!


Not been on for a few days so back on track today!!:D

Todays efforts are:


* 3 lots of washing - 2 at 30'c, 1 at 40'c (towels)
* Airer drying as much as I can
* Small change into Bertie Bassett
* Few quid into holiday savings pot
* Storecupboard lunch and dinner
* Do some knitting

Miss P
xx

browneyedbazzi

Morning and happy birthday ixia! I don't usually join in on this thread but I've been lurking and think it's great so figured I should start!

Today I will:
-watch my friend's daughter in the morning so I can't do my usual saturday morning stroll round the shops
-work overtime this afternoon/evening
-not have to cook or pay for food because if you work on saturday they feed you, woop!
-sort out some things to go on ebay
-check online banking
-plan lunches for work next week so I can shop/cook tomorrow
-decide on a dessert to make to bring to a dinner on monday....thinking cheesecake if philly cream cheese is on special somewhere!

catmiaow

HAPPY BIRTHDAY Ixia!
Hey all,

Check bank
Go to the bank for my mum
Post financial support forms to OU
Post Lovefilm back
Post test letter
Post mums letter
Use free texts
Visit my nan briefly
Wash bed sheets
See my friend at 1 and go to the cinema locally so it's cheaper
Get toilet rolls
Do comps
Check job sites

Sunday's list

Do comps - done
Check emails - done
Vacuum - done
Clean kitchen
Do workout - done
See my friend at a pub she works at
Going for a shower
Watch a lovefilm tonight

Hope everyone has a good day!