young driver drive any car, car insurance

Quote

d123 wrote: »

Perhaps he wants to insure a Corsa and drive a Ferrari?

And who do you suppose would allow someone else to drive their Ferrari on a third party only basis?

mikey72

apple111 wrote: »

But I think you have ignored the fact that for cover to apply under DOC, the vehicle itself must be insured in the first place. The DOC will allow YOU to be covered third party whilst driving it. But if its not covered at all, DOC will not apply.

No, not ignoring it, because it isn't correct.
Any car, no other insurance needed but my own.

vaio

apple111 wrote: »

.......But I think you have ignored the fact that for cover to apply under DOC, the vehicle itself must be insured in the first place. The DOC will allow YOU to be covered third party whilst driving it. But if its not covered at all, DOC will not apply.

I don’t think he’s ignored it, more assumed that the DOC policy in question is one of the vast majority that DON’T require the car to be insured for DOC cover to apply.

Think about it, his post was about DOC cover making a parked car legal whilst the driver was in a shop getting a newspaper & Mars bar. (just like a car without an MOT can be legally parked on the highway whilst the driver does a bit of shopping on the way to a pre-arranged MOT test).

If the DOC cover required the car to be insured then the problem wouldn’t arise and there would be no point to the discussion.

d123

Quote wrote: »

And who do you suppose would allow someone else to drive their Ferrari on a third party only basis?

Pretty simple for the 23 year old to buy it and register it to their 70 year old grandparent or family friend (and even put the cheapest 3rd party or classic policy on it if it was an old one)

Quote

And who would pay to tax it?