Is this right?

Wee_Willy_Harris

Jimmy_31 wrote: »

Ive got my house deposit in an isa. cant remember the government saying only people saving for a house can have an isa.

I was asked for an example of a tax break for savers. I gave it.

Jimmy_31

Wee_Willy_Harris wrote: »

Whilst I can see where you are going with this, the facts of the matter remain the same. They are overcrowded because the size of their property isn't sufficient to meet the demands of the household. That is the only direct causal factor.

You have confirmed my suspicions of what type of person you are, does it hurt so much that you cant bring yourself to answer the man.

Graham_Devon

Wee_Willy_Harris wrote: »

You asked for an example of a tax break for savers. I gave one. I'm not sure what you were expecting to happen.

You didn't give me a tax break for savers.

You gave me legislation that applys to every single person in the country.

It's not a tax break, because it's tax free, and available to everyone. Just as basic food stuffs are tax free and available to everyone. You don't go around saying "yes, well people who eat food get tax breaks" do you.

Wee_Willy_Harris

Jimmy_31 wrote: »

You will need to explain this to me.

Have you read the thread at all.

I'm asking, as you seem to think the grass is so green in the unemployed field, why you don't join them? Seems simple enough to me.

Jimmy_31

Wee_Willy_Harris wrote: »

I thought I did. But I'll give it one more try for the hard of understanding..... They are overcrowded because the size of their property isn't sufficient to meet the demands of the household.

I wouldnt like to go for a pint with you, cant stand people who wont admit the truth.

Jimmy_31

Wee_Willy_Harris wrote: »

And how will it save money?

Real sentences for crime will eventually deter enough criminals to make this a cheaper option than free money and houses for life.

Wee_Willy_Harris

Jimmy_31 wrote: »

Somebody who leaves school and then gets a job and goes to that job day in day out and then saves a house deposit then buys a house so that they are not a burden to the state.

I will answer what i feel will be said next ie but letting them have a council house will make them a burden to the state. yes it will but only for the length of time it takes them to save a deposit for their own house and not a lifetime of being a burden

But then the next deposit savers will move in and become a burden. Of course, the easing of deposit saving will also prop up house prices to an unrealistic level, so each successive set of saver become a greater burden as it takes them longer to save the bigger deposit needed. What do you do if they fail to save enough?

Graham_Devon

Wee_Willy_Harris wrote: »

I didn't make the "toys" comment, so your free to debate away with me as much as you like. Perhaps it would be easier if you just showed your cards and argued your case instead of asking me to do it for you.

All I'm asking you to do is answer a very simple question, as to the reasons the family find themselves overcrowded. Your questions and debate is being answered, yet you categorically refuse to carry out the same courtesy.

You have declined to answer 3 times now.

I won't ask you any more. I think 3 times is sufficient. If you wish to carry on ignoring the absolutely obvious, thats your perogative. Unfortunately however, it renders all debate absolutely pointless.

Jimmy_31

Wee_Willy_Harris wrote: »

You asked for an example of a tax break for savers. I gave one. I'm not sure what you were expecting to happen.

We expected you to give a decent answer, god knows why we were expecting that with the state of some of your answers.

Wee_Willy_Harris

Jimmy_31 wrote: »

Real sentences for crime will eventually deter enough criminals to make this a cheaper option than free money and houses for life.

Of course it will. And the death penalty will reduce murder rates like it has in the good old US of A.... oh..... hang on..... If people need to commit criminal acts, they will. And the threat of prison won't stop them.