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How long before i should hear my iva is completed?

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spaceman5
spaceman5 Posts: 2,716 Forumite
Hi, as said in a previous thread, my iva should have completed on the 9th of this month, how long does it usually take to hear that everything has completed fine, i have heard it can take up to 3 months before i could get my completion certificate, but i thought i would have recieved to form of correspondance by now to advise of completion, yet i have had nothing, i suppose one way to look at it, is it must have completed fine, as almost certainly if there was any problems with it, i would have had either post or a phone call about it by now, just hate waiting
Take every day as it comes!!

Comments

  • judojub
    judojub Posts: 276 Forumite
    spaceman5 wrote: »
    Hi, as said in a previous thread, my iva should have completed on the 9th of this month, how long does it usually take to hear that everything has completed fine, i have heard it can take up to 3 months before i could get my completion certificate, but i thought i would have recieved to form of correspondance by now to advise of completion, yet i have had nothing, i suppose one way to look at it, is it must have completed fine, as almost certainly if there was any problems with it, i would have had either post or a phone call about it by now, just hate waiting


    Well done spaceman:j
    I would perhaps just give your IP a ring just to confirm that everything is done and dusted.
    I have heard that for some it can take quite a while for the certificate to come through. Hopefully though 3 months will be worst case scenario! Once you get your certificate you can start to clean up your credit file!
    Well done again.
    I am right behind you with only 59 payments left to go. LOL:rotfl:
  • b3ckford
    b3ckford Posts: 42 Forumite
    Well done for completing,

    I finished mine in december. Phoned them as soon as the last payment left my account, so i could cancel the standing order.

    The middle of March is when i got my certificate.

    Such a good feeling, still buzzing now. :D
  • dbt3mummy
    dbt3mummy Posts: 199 Forumite
    This is handy information to know!

    Congratulations Spaceman

    Our last payment leaves the account on 5th Oct and I cannot wait!!
    To have what we currently pay to our IP as disposable income (even though we are going to save it!) will be like winning the lottery
    Cabot (0%) left to pay £2455 let the overpayments commence! :D
  • judojub
    judojub Posts: 276 Forumite
    Best of luck dbt3mummy! It really always fills me with confidence when peeps get to the end! I hope everything runs perfectly for you :)
  • spaceman5
    spaceman5 Posts: 2,716 Forumite
    b3ckford wrote: »
    Well done for completing,

    I finished mine in december. Phoned them as soon as the last payment left my account, so i could cancel the standing order.

    The middle of March is when i got my certificate.

    Such a good feeling, still buzzing now. :D

    yes i did phone them a couple of weeks ago, and they did tell me to cancel my standing order, also i made 1 payment too many, which they have refunded me(kids got a big trampoline in the garden out of it, felt nice actually been able to get the kids something they wanted for a change:)), which makes me confident that everything is as should be, as if there was a problem they would have kept hold of it incase they needed it:T
    Take every day as it comes!!
  • FavDaughter1
    FavDaughter1 Posts: 300 Forumite
    Hi we did a F&F IVA in Feb 2011 with Mel Giles,not got our certificate yet but hope it won't be much longer! well done for getting there:beer:
  • JokerDurden
    JokerDurden Posts: 849 Forumite
    Well done Spaceman

    I completed mine in Aug 10 and received the completion certificate in Jan 11. Before it came though I just kept on at my IP and cancelled the Standing Order.

    Once again Well Done
    IVA Completed - 2010
    "Wine for my men, we ride at dawn"
    96
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