Thursday 12th May - What small DFW things will you be doing today?!

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D

Gooood morning...here we are again...rolling down to the weekend:T
Better post my list quickly as I'm still sat with no make up and wet hair...not a good look for work;)
Hope all well:D

Today:

• check banking and move tax credits
• check onepoll
• packed lunch for dd2
• lunch from home for me
• dinner from plan - jacket pots and chicken/spag bol leftovers for dd1
• enter daily comp
• reading for uni
• check ebay listings - get more stuff photographed to sell

Ok, that's my lot...best get a move on:rotfl:
Have a great day:A

mogchops

Morning Pixie and all who come along....thanks for starting the thread

Bleugh...this is a long week....and its still not Friday yet

Today:

- check online banking
- packed lunches all round
- hokey cokey
- find something in the freezer for tea
- competitions
- hope for more bids on my ebay items
- walk to school later to save petrol

Have a great day everyone x

bexs.ua

Hi everyone!! Sorry been AWOL for a few days, work has been so busy I haven't had chance to get on here :eek: While awol the garden has been dug over (no mean feat as it was covered in 3 ft nettles 2 weeks ago and hadn't been touched for over 10 years!:eek:) and I've had the electricians in to change all of my light switches and light fittings for swish new ones :j So now the money saving kicks in.... :rotfl:

On todays list:
Heating has just been on for 30 mins as was very chilly :eek: is off again now!
Need to have a quick shower
washing on at 30
packed lunches for all
finish work at 3 today, but will have to work from home as so busy
dinner from stores - spag bol for me and DS :T
check internet banking
clean and tidy later when home from work

I think thats about it for me... I have to look after my Dads dog for the next 3 days as he's off up to Scotland to help his sister move house. Chaos I'm sure will ensue with 4 dogs in the house again :rotfl:

Hope you all have a great day

Wannabe01

Good morning everyone, hope everyone is having a good Thursday.

Thanks to Pixie for starting the thread today.

My list for today:

• Catch up with emails done
• Post on here done
• Do work for client 1 and client 2 – update work records done
• Do some surveys done
• Get DS off to school done
• Quick shower done
• All meals from stores done
• Check online banking done
• List books on GM
• Look into available contracts for work done
• Collect DS from school done
• Sort school and work stuff for Friday done
• Do some work on the database done
• Complete ms work done
• Make sure the heating is still switched off done
• Get DS in bed for 8pm and then sit with my feet up done

I think this is all that I need to get done today, so here's hoping I get through it all today.

ixia

Morning everyone


Pixie- thanks for starting us

today I will:

not smoke- day 9
lunch and dinner from stores
wash hopefully out later to line dry
check banking
check e-mails

Have a good day everyone

Candy0107

Morning all,

Thanks for starting us off today Pixie

Today I have/will
• Will have a LSD – was going to be a NSD but I have forgotten my lunch
• Look for MS jobs
• Checked my online banking – breakdown cover has gone out
• Moved spare pennies to my ISA
• Pop into town at lunchtime to get a balance on my ISA
• Buy something cheap for lunch
• Think positive today
• Breakfast and dinner from store-cupboard
• Used rail-pass to get to work
• Read newspaper online and got the free paper on the train
• Need to check out the freebies and the competition boards
• Enter comps online
• Washing on a quick wash 30 degrees
• Drink plenty of water
• Take meds and herbs to control hormones
• Need to catch up on the thread from the weekend

Take care everyone
Candy xxx

Pernicious

Morning all,

A quickie from me as I want to stay focussed on my second interview this morning, very nervous!

So, today I have/will:-

• [STRIKE]Heating off [/STRIKE]
• [STRIKE]Food from stores [/STRIKE]
• [STRIKE]Make use of free water etc at work [/STRIKE]
• [STRIKE]Print receipts for parking [/STRIKE]& fill in expenses form - Will finish tomorrow
  
• [STRIKE]Charge phone at work [/STRIKE]
• [STRIKE]Log calories on free app[/STRIKE]
• [STRIKE]Log any expenditure on free app - aiming for a NSD though[/STRIKE]
• [STRIKE]Check for surveys[/STRIKE]
• [STRIKE]Enter comps[/STRIKE]
• Dinner from meal plan - Treated myself to a pizza since I didn't get the job...
• [STRIKE]Check emails & online banking[/STRIKE]
• [STRIKE]Check eBay[/STRIKE]
• [STRIKE]Stay in at lunch to avoid the shops[/STRIKE]
• Possibly go for a run later - Should have gone, but felt too rubbish too
• Washing on eco setting
• Hang up to dry

Have a great, moneysaving day everyone x

Jules28

Hello All,

Good luck with your second interview Pernicious.

Struggling a bit today. I got an email last night from one of my creditors saying they had sent people to the house yesterday evening (I was at my mother-in-law's at the time) due to my constant refusal to pay. I need to phone my DMC as apparently they have been accepting payments for months so I don't know what else needs to be done. I have a bit of a tummy bug and ideally would have worked from home today but I was nervous about being at the house incase they came back. This caused an argument with my OH as he thinks it's daft that I wouldn't stay at home (and he's probably right lol!).

Anyway, sorry for the moan! Here's my list:

- phone DMC
- check banking
- loads of items closing on eBay today so keep an eye on that
- drink tons of water
- read more of the stopping smoking thread (am giving it serious thought)

Have a good day all,

Jules x

Amara

Hello!
Today I will:
-go to my four customers
-Have my running workout
-go to Scarborough with my DH
See you soon!

Rock_Cakes

Morning all,

Thanks to Pixie for starting us off. Good luck with your interview Pern, my fingers are crossed which is making typing difficult. :rotfl: Thank goodness its Thursday, this week is dragging on.

Today I will:

• [STRIKE]Walk to work[/STRIKE]
• Check bank balances
• Check surveys
• Check Ebay, two items have watchers
• Charge mobile at work
• Leftovers for lunch
• Decide whether to buy a few items of clothing
• Submit 2 job applications, pressure is starting to build as I go to Oz in 11 weeks and would like to have something lined up before then
• Walk home
• Yoga
• Dinner is already made, need to freeze the rest
• Pack for the weekend - Hen Party!!!

Have a great day
xx

complimentschemistry

Hi everyone, long time no speak! Been hectic lately so not really had a chance to get on here... but I'm back now

Got some good news - I'm moving out finally! It's a room in a lovely big house, sharing with another girl my age and the guy that owns the house. Nice and cheap rent, all bills included and it's an amazing room. Really happy and excited to be moving! Also in my absence I've started Slimming World; only started yesterday but I'm feeling really positive about it and best of all I'm not feeling hungry:eek: which is amazing lol.

Stuff I'll be doing today:-

• LSD - Under £10 spend
• Check emails
• Make sure holiday gets authorized for my interview!
• Check online banking
• Update budget
• Chaser letters to get pro-rata payments approved
• Work as hard as I can even though there's not much on at work at the mo
• Eat healthily and follow my diet plan
• Go for a walk at lunch and after work for free exercise

Happy Moneysaving lovelies!