We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Help? can I get my charges back even though my credit is sooooo bad!

Options
Hi Everyone,

I have really bad credit and now I am trying to sort myself out, this is because I was a student and really couldn't afford to be!

Now my question is?
I have a barclays account thats closed but I owe money on- they must owe me about 3000 in charges!

Also I have a HSBC- I have had this one for yrs also!

Now can I still try claim back my charges if my credit really poor???

HSBC must owe me 1000's as well!

Or will I not get them back with my credit being so bad??

Please can someone help me thanks ! xxxxxxxx

Comments

  • nickmack
    nickmack Posts: 4,435 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Suzy, you seem to have posted this thread twice.

    In answer to your question, it should make no difference that you have a bad credit rating. The fact that the account is closed should work in your favour as they will not be able to threaten to close it. Follow the instructions at the top of the board to get the ball rolling.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.7K Banking & Borrowing
  • 253K Reduce Debt & Boost Income
  • 453.4K Spending & Discounts
  • 243.7K Work, Benefits & Business
  • 598.5K Mortgages, Homes & Bills
  • 176.8K Life & Family
  • 256.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.