Millionaire Challenge

gothrockchic1

Thanks Lessonlearned, it feels great.

I'm saving for a bigger flat and I guess I will make a loss on that.

I put a few items on Ebay as it's a free listing day

lessonlearned

You say you foresee a loss on your flat, not quite sure what you meant.

I don't know if you know this but I have about 30 years experience in the property business one way or another. As an EA, working for new build developers, dressing show-houses, selling property abroad, experience in managing sheltered accommodation - so quite a bit of experience.

If there is anything I can help you with. PM me if you prefer.

gothrockchic1

lessonlearned wrote: »

You say you foresee a loss on your flat, not quite sure what you meant.

I don't know if you know this but I have about 30 years experience in the property business one way or another. As an EA, working for new build developers, dressing show-houses, selling property abroad, experience in managing sheltered accommodation - so quite a bit of experience.

If there is anything I can help you with. PM me if you prefer.

Thanks Lessonlearned, what I meant that the deposit on my current flat is less than what I will pay for the bigger flat (we rent). So the new deposit will be higher.

I will contact you if we need any advice I appreciate the offer

Got a few watchers on my EBay items :j

THEMONEYSPIDER_2

I keep popping on to this thread hoping for some updates but its all gone quiet, Hows everyone doing?

Well i've just finished reading Rich Dad, Poor Dad. I took quite a bit away from the book, so worth a read. I did find it dragged a bit when taking about real estate and investing, proberly because its not my thing but still an interesting idea overall

Not massive progress for me, but i have now taught myself how to save money on ebay listings. I sell alot in catagories that only allow one free photo, when realisically you need to be adding quite a few different angled shots and listing fees soon become expensive.
I can now create a professional looking listing with photos added for free in the discription space, now that may not sound that exciting to some of you so i'll put it another way, for every item i list i can save around £1 by adding photos this way....100 items = £100 saved :money:

I also have a question : How do you deal with a partner who is not of the money making/ saving mindset?
Or it could also be asked of friends.
My OH likes to spend his money, which i really don't have a problem with, he can choose to spend his money how he likes. The problem arises because i feel guilty when he spends it on us. I feel like i have to keep up, he pays for 1 treat, i pay for the next ect.

I proberly sound like a right scrooge but i'm not infact just the opposite, but i'm trying to change and think more about the future, whereas he's still in the mindset of blow any extra cash and wait until next pay day to do it all again :cool:

lessonlearned

Well done on getting to grips with the E-bay listing and saving on the fees. Every little helps as they say.:rotfl:

Re your partner not being of the same mindset. Tricky one that.

I suppose it is quite common in relationships for one person to be more "savvy" whilst the other is a bit carefree.

Maybe he will watch you and learn from you. Maybe not.

To misquote Shakespeare "Some are born canny, some achieve canniness and some have canniness thrust upon them."

As a child my family were poor. I hated all the scrimping and saving. When I first started work I blew every penny I earned as fast as I earned it. That lasted for about 2 years and then I wised up.

My parents' thrifty habits must have rubbed off on me without me realising because once I made up my mind to stop frittering money I found it easy. Now I enjoy my simple lifestyle, things and stuff just aren't important to me.

My two sons are chalk and cheese, the first was naturally thrifty, the second was like me - spent money like water. However, he too now enjoys being thrifty.

Give him time, I'm sure once he sees you making money and thriving he'll start to see the advantage to changing his ways.

As for the treats - well that's rather sweet isn't it. Perhaps you could teach him that some treats don't need to cost much and that having fun and good times can be cheap and cheerful, even free sometimes.

I think on balance I would rather have a generous partner than one who never put his hand in his pocket. I dislike mean people.

I once dated a miser. We went shopping for groceries, I watched him get out a little coin purse and count it out to the last penny. What a turn off.....

The final straw for me was when we were on holiday. On the last morning he treated himself to a full English breakfast just to simply use up his last bit of foreign currency. At the airport I used my spare currency to buy my little sister some posh chocolate and then gave the last few bits to the airline's charity collection. He of course had none left to give.

That was the killer difference for me. I thought to myself what a mean man.... Ugh, not my kind of man.:rotfl:

oohes

I will be a millionaire by the age of 30!

Currently 20 years old, with a net worth of 20k. Only 980k to go!

gothrockchic1

I totally understand not being on the same wavelength as your partner. My OH is looking for work but still buying a lotto ticket!

I brought him a sealed money tin as he leaves his pennies lying around!! Drives me mad! I lifted his tin yesterday and it was feeling heavy so hopefully it's sinking in the message of saving!

There are small things you can do but once you start I'm sure he will follow! :cool:

MKeynesMoneySaver

Maybe a statement of affairs, setting of goals, and how you are going to reach those goals might help

gothrockchic1

Guys I need your advice.....

I am considering taking a course in HR.

To do this I will need to take out a 0% credit card

Having this qualification will increase my salary by £2000.

Is it worth? Or do I need to find myself another job.....

What do you guys think?

MKeynesMoneySaver

My wife does HR, it pays quite well if you can keep moving up the ladder.

As with all jobs you need to be dedicated though.

What do you do at the mo?

How much is the course?