Millionaire Challenge

minxy-x

I also want to add, even if there are people on this thread who have had a privileged up bringing, so what they are here as they have their own path to follow.

Don't count other peoples money, its not yours, another mantra I follow.
We also tend to notice where people spend money, not where they are saving.

I own a car that's about 14 years old, my husbands is even older.

lessonlearned

Minxy.......what a wonderful post, it brought tears to my eyes. You and your lovely man are an inspiration.

Yes so many times you could have ranted against the hand you were both dealt but you didn't, you knuckled down and got on with the task in hand. You deserve every bit of your success.

But you know what bit I like best, what shines through for me..... it's the reasons you give for wanting to do well, to give to your family. This is what makes your quest so admirable.

And this is what I have noticed about so many of the posters on here,
Myself included. We are doing it for our kids, our families, not just for ourselves.

Yes you would like your white Range Rover, just as I would one day like a Mercedes convertible and a hot tub in my garden..... but really they aren't what motivates us.

As you say it's not just about accumulating money for money's sake it's what that money can do for us.......it can keep us safe and secure, it can help smooth the path for our kids, it can enable us to care for our parents when the time comes.

My parents are gone now as is my husband. I did all I could for them. I have already been able to help my kids get a decent education and on to the property ladder. I feel both relieved and grateful that I have been able to do this.

Life is good yes but I feel that I have earned it.

I still continue to strive, I still have ambition and a desire to do well. I don't apologise for this. I think it's a good thing to have a strong work ethic and a wish to live a long and productive life.

Money is only a tool, it's how we use that tool that counts.

Kayalana99

You guys can all speak for yourself, I heard it. I'm an Elitist.

lessonlearned

Kayalana99 wrote: »

You guys can all speak for yourself, I heard it. I'm an Elitist.

:rotfl::rotfl::rotfl:

Well I'm aiming to be..........;)

TBH I don't really take much note of what people say about me. I get on with everyone, beggar or king, makes no odds to me.

I just wanted to help AndyBlue see the error of his ways so that he could realise that you don't have to accept your allotted role in life.

What counts is not where we start but where we finish.

We CAN change our stars, but we have to be the ones to do it.

But I'm preaching to the converted......

gallygirl

Kayalana99 wrote: »

You guys can all speak for yourself, I heard it. I'm an Elitist.

Elitist? To be honest, I think this thread would struggle to raise more than a couple of million even if we all pooled our resources together :rotfl:. However, with the right mindset anything can happen. With a chip on your shoulder weighing you down, not much is possible.

Save

lessonlearned

:rotfl::rotfl:

very true....but hey, at least we are giving it a go.

Notice Andy has not come back. Guess he didn't like our straight talking..........

For those of you who are familiar with Mr Moneymoustache I guess Andy comes under the category of "complainypants". I.e. The type of person who just wants to moan and who try to drag us down with them.

I do genuinely try to help and encourage people but sometimes I get the feeling that some people prefer to wallow in self pity rather than trying to better themselves.

I guess the old adage "You can take a horse to water but you can't make it drink" is true.

Not feeling too good today, so just taking it gently. Have just done my end of the month figures. Not too bad - had a bit of a spendy month last month on some non budgeted for nights out so didn't save quite as much as I would have liked but never mind it's not the end the world.

And I did have fun so no regrets.

bit_by_bit

Long time lurker popping in to support what everyone else has said. I have also lived in serious poverty from a young age and have worked darned hard to get to where I am today. I have my own house, car and lovely family. I don't want or need anything else except to retire mortgage free at 55 (in four years). I have a plan in place for that and it will happen. I may not want to earn a million (although if you gave it me I wouldn't say no ) but I have always aimed higher and found many ways through these forums to achieve my goals.

Looking forward to seeing you get there folks, ignore negativity, its his problem not yours.

parsniphead

lessonlearned wrote: »

Andy.......when I first subscribed to this thread I was £30k in debt........

Elitist, moi?? :rotfl: Hardly!!!

I was not born with a silver spoon in my mouth. Yes I did eventually get to university but not until I was 40.

I was born working class, brought up in a council house and attended state schools. I left school at 15 without a single qualification to my name.

I wanted more out of life so I set to. I worked my socks off, I educated myself, I went to night school and devoured the public library. I learned to "talk proper" and I learned how to dress to impress. I learned about art and culture and acquired a few social graces.

I dragged myself up by my bootstraps. If I can do it anyone can. My life hasn't been a bowl of cherries.

I too have struggled to keep an old banger on the road, I have had to do car boots to put food on the table, had to walk to work because I couldn't afford the bus fare, had to wash in cold water because I couldn't afford to switch on the immersion heater. I've lived in what was a building site because it was all I could afford.

Without doing a "four Yorkshire men sketch" I think I can say there have been times when I've had it rough.

I am proud of my Working class heritage but I am also happy that I have been able to improve my situation in life. I am not a millionaire but I am comfortable enough.

And all through my own efforts. No one ever handed me anything on a silver plate. I worked for opportunities, they were not just given to me.

We were doing ok and by the time I was 55 I was looking forward to a nice retirement.

Then in 2006 disaster struck. My husband got sick, I became his full time career and we ended up £30k in debt. He died in 2014.

How's that for a curved ball.........

Since then I have been rebuilding my finances and my life. I would gladly be £30k in debt again if I could have my husband back.

A piece of advice.......

It is your Chip on your shoulder that is weighing you down. You negative attitude and resentment and jealousy are what is holding you back.

In the nicest possible way I say to you, the way to get ahead is to stop feeling sorry for yourself, Ditch the attitude, pull your finger out, and work, work, work. Work hard but also work smart.

I think you will find most of the contributors to this thread are ordinary hardworking people like me who just started out wanting to improve their lot in life, who rolled up their sleeves and who just get on with it.

We have dreams and ambitions and we are prepared to put in the effort required to make our dreams come true.

Are you prepared to make that effort or are you just going to sit and whinge, content to drift along achieving nothing, getting all bitter and twisted and resenting those who are more successful than you.

The solution to your woes lies in your own hands. Only you can make the necessary changes, no one else can do it for you.

Here Endeth the lesson;)

Use your hardships to spur you on to better things. If you are at the bottom of the heap then the only way is up.

But ultimately it's up to you. You have to want it badly enough.

I just came on this thread for a nosey really. I'm usually a positive person but we all have times when we get dispondant, which has been me lately. Thank you lessons learned, its given me a bit of a nudge out of the doldrums.

Good luck to you all. I hope you achieve your dreams. X

minxy-x

LL
Thanks :beer:
I'm glad our reasons for wanting to achieve what we do come through.
We do have a very positive mindset, that's something that can wind up woe is me'ers, things happen and we may have a period of why me/us but quickly are working on the plan to sort things out- no one else is going to do it for us...

I heard a great saying recently (I love sayings, don't I), jealousy is like taking poison and waiting for the other person to die...
Such a damaging emotion, which only hurts you.

GallGirl
You are right, when I joined this thread, I thought yeah that would be nice a million, may happen, may not, but thought it was a good thread to talk with motivated/like minded people.
Now I am sure it will happen, when- I don't know, but I am sure it will.

On another note, but on the theme of making money, Mr Minxy is friends with a multi millionaire, all self earned and still working to this day.
When we had our business issues 18 odd months ago, he was very supportive, he said it was born out of jealousy and he had experience similar when he began to start to make it, he said the jealousy he faced amazed him, but what amazed him even more was when he continued to do well and then had multiple businesses, that jealousy of others turned into awe and those same people were all over him... :eek:
An interesting topic about human nature- but one I am too tired to think about in depth.

Anyway, how great that Andys post bought out some lurkers- hello :j

bit by bit
Good luck with being mortgagee free and your retirement aims.

Parsniphead
Have you ever heard of the mood elevator? I keep a copy in my desk drawer, I use it when Im being Ms MoodyPants, I find it good to remind me to be aware of my mood and how that effects my thoughts/choices and actions.
We all go through stages of feeling despondent, we just have to remember to give ourselves a kick up the butt if it lasts to long!

Sunshine
I now need to go and find the savings and investment thread to motivate me some more!

lessonlearned

Hi Parsniphead I think we all get a bit despondent at times, it's inevitable. Life can't be all lollipops and sunshine.

At the risk of sounding cheesy, it's not how often we stumble and fall, it's how often we get up again........;)

Hope you soon get back to your normal cheerful positive self.