Adam an Co Gold Visa Card

sean715

Hey pretty new too this but basically I am 20 years old and have received a rather substantial sum of money from trust. My parents have banked with adam and co since it established (before rbs owned) So I decided I would place all my money with them as I trust them and it also means no £40 a month charge.

However I now have an adam and co gold card.. is this a charge card, credit card or debit card?... does it count to my credit file... I really have no idea.

m00m00

Charge Card

the select card is the debit card version

as to whether they report to CRA's only one way to find out ... wait a couple of months and get a copy of your stat £2 report

sean715

Right...

thats great... I must say I only really decided on the gold card because I preferred the way it looked.. really don't think there are any other benefits.

battyboimatt

From there website, looks like the gold visa is just a charge card, they may well report to the CRA but who knows, like previous said, wait a couple of months and see

We offer two distinct cards for you to choose from:
Adam Gold Visa Card
Purchases made with the card accrue in a separate account which is cleared from your current account monthly on a date of your choice.

• Make withdrawals at cash machines around the world
• Cash withdrawals are debited to your current account immediately
• Make purchases in stores, online and on the phone
• Card purchases are debited from your current account each month.

Adam Select Card
This is a current account card. Purchases made with the card are debited directly from your current account.

• Make withdrawals at cash machines around the world
• Make purchases in stores, online and on the phone
• Cash withdrawals and purchases are debited from your account immediately.