3 contract given to 17 year old!

hongkongfooey1970

Hi all!

Hope I'm posting this in the right place?

Last year my Daughter was accepted for a mobile phone contract with 3, although she was only 17. I didn't find out about this until about 6 months into her contract and didn't think there was anything I could do about it.

However, she ran up rather a large bill and has now been disconnected and is being chased/threatened wih legal action etc.

I accept that she most probably lied about her age when applying for the contract, but surely companies are supposed to do checks? She is now 18 and applied for a catalogue the other week - which was declined. Do we have any legal rights as far as her contract with 3 is concerned?

Thanks for any help!! :beer:

OneADay

the contract would be invalid if she was under 18 but it also depends on what information was provided to 3 at point of sale.

hongkongfooey1970

Thanks.

I believe she was just asked for her date of birth, address and debit card details.

robt_2

Three were wrong by not doing proper checks, but your daughter was also in the wrong by fraudulently obtaining a contract - so be careful what course of action you choose.

grumbler

I am no expert, but...

If a 17-year-old gets a credit card and doesn't pay for it will it go on a future credit report?

Answer:...

Here are opinions and answers from FAQ Farmers:

• Yes, if the minor has been legally emancipated therefore allowing him or her to enter into financial contracts.

• No, if the credit was obtained by fraudulent means, if that were the case, the minor would have a more serious problem to deal with than a bad credit score.

hongkongfooey1970

I hadn't thought of that - oops!

Hmmm, not sure what to do now to be honest

gordikin

hongkongfooey1970 wrote: »

I hadn't thought of that - oops!

Hmmm, not sure what to do now to be honest

Lend her the money for the bill and let her pay you back over time...say 6 months?

grumbler

Calm down. Every cloud...
Soon she will not be able to borrow even 1p anywhere.

hongkongfooey1970

gordikin wrote: »

Lend her the money for the bill and let her pay you back over time...say 6 months?

I wish I had the money to lend her!

Guys_Dad

hongkongfooey1970 wrote: »

I hadn't thought of that - oops!

Hmmm, not sure what to do now to be honest

Try getting her to follow you and be honest in future :beer:

gordikin

hongkongfooey1970 wrote: »

I wish I had the money to lend her!

Then you disown her, throw her out onto the street....nothing to do with you then? Have you questioned the bill...with her/the phone Co.?