Cyclist and car accident claim

Astaroth

And to be the really politically incorrect person.... old people in those electric buggy things - though there was actually a call for them to have to but it was decided that it would make them cost prohibitive for most the people with them... so just the rest of us have to put up with being unable to recover our losses.

Lorian

chrisy_t wrote:

Any help, guidance or advice would be greatly appreciated.

Go and see a solicitor. If you don't have one try and get a local recommendation. Otherwise go pick one on the high street. Check, but in my experience many (all?) offer a free first consultation. Do it soon.

Lorian

derricl wrote:

..they use the roads, get cycle lanes put down and pay s*d all to any of it

Cyclists pay their taxes the same as anyone else.

Vehical Excise Duty is a tax on cars not on roads. Most of it goes towards paying for the NHS and armed forces, not the upkeep of roads or cycle lanes.

derrick

Lorian wrote:

Cyclists pay their taxes the same as anyone else.

Vehical Excise Duty is a tax on cars not on roads. Most of it goes towards paying for the NHS and armed forces, not the upkeep of roads or cycle lanes.

Yes they do, so do car owners,but they also contribute,(on top of their taxes), 46 billion pounds a year in stealth duties yet only about 6 billion of this goes back into roads, how much do cyclists pay on top of their taxes to use the roads? NOTHING!

DrFluffy

everythingblogcast wrote:

It was the drivers fault NOT yours, so why should you pay because of the drivers driving ways.

How can you say that? We have no details what so ever, save for a sketchy description from the OP...

If there was only enough room for one car to pass, and a cyclist suddenly pulls out - whose fault is it then? Not saying I don't believe the OP, but there are always 2 sides to a story, and we only have one...

To the OP, don't respond to the letter yourself (it is so easy to write something that you think is clear, but have it turned around on you), go and see your local CAB team http://www.adviceguide.org.uk/n6w/index

MORPH3US

derrick wrote:

Yes they do, so do car owners,but they also contribute,(on top of their taxes), 46 billion pounds a year in stealth duties yet only about 6 billion of this goes back into roads, how much do cyclists pay on top of their taxes to use the roads? NOTHING!

With the green transport policies that the govt are looking to bring in, cycling could never be taxed and rightly so!! People cycling are making an effort to get off their lazy !!!!!! are get around in a environmentally sustainable way, they should get benefits for doing so, not taxed....

If you are so concerned about high taxes for drivers and low taxes for cyclists, get off your lazy !!!! and cycle to work (cue excuse about work being 100 miles away :rotfl: )

Oh and yes I am a lazy !!!!, I drive 20 miles up the motor way and back each day to work. I would love to be able to cycle to work and I am actively looking for a job nearer to home where I can do so!!

M

Mrs_pbradley936

Folks - can someone start another thread if they want a debate on cars and bicycles and if bikes should be taxed? I am not saying it is not a good topic just that more people might join in if they knew what thread was about and OP would get help/advice sought.

nadnad

to the OP, it very much sounds as if you were at least partly to blame.
to the people who are telling OP to deny all knowledge - he's already said he handed over his details, and denying he was involved in this incident would just be a bad move.
to all the rest who are arguing about various groups with no insurance/taxes etc etc take it elsewhere this thread is getting drastically off topic.

back to the OP best bet CAB, when you speak to them post back and let us know what they say.

as someone who works in insurance and who has seen bicycles vs cars before, we generally dont really try to chase the cyclist for recovery, well we try a couple of letters and check their background but if its clear they don't have the funds we let it go, costs more to chase than to write off usually. however if they have got solicitors involved then this insurance company is taking this a little more seriously so i wouldn't try ignoring this.

everythingblogcast

derrick wrote:

Yes they do, so do car owners,but they also contribute,(on top of their taxes), 46 billion pounds a year in stealth duties yet only about 6 billion of this goes back into roads, how much do cyclists pay on top of their taxes to use the roads? NOTHING!

How much do people walking pay. Or even Bus that get tax payers money and not lower their prices.

prudryden

nadnad wrote:

to the OP, it very much sounds as if you were at least partly to blame.
to the people who are telling OP to deny all knowledge - he's already said he handed over his details, and denying he was involved in this incident would just be a bad move.
to all the rest who are arguing about various groups with no insurance/taxes etc etc take it elsewhere this thread is getting drastically off topic.

back to the OP best bet CAB, when you speak to them post back and let us know what they say.

as someone who works in insurance and who has seen bicycles vs cars before, we generally dont really try to chase the cyclist for recovery, well we try a couple of letters and check their background but if its clear they don't have the funds we let it go, costs more to chase than to write off usually. however if they have got solicitors involved then this insurance company is taking this a little more seriously so i wouldn't try ignoring this.

Did someone say he should deny being involved??? I implied that he should not admit fault, unless of course, he already has. Also, if there were no witnesses at the exact time of the accident to say that it was his fault, then I said the claimant has no chance against the defendant.