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M&S Travelers Cheques?

2

Comments

  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    sar050680 wrote: »
    TC's paid into Lloyds today and cleared straight away.
    They're still doing it then. Nice one!

    If only I wasn't currently stoozing >100% of income I'd be going for this offer (for the 3rd time!).
  • sar050680
    sar050680 Posts: 491 Forumite
    Well, the cashier said they would clear straight away as TC's are treated as cash, however, I've since called up Lloyds to pay off my loan only to be told they have not cleared yet, and they may clear overnight. The swines:(. Nevermind, I'll phone again tomorrow. Paul.
    :cool:
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    sar050680 wrote: »
    ...only to be told they have not cleared yet, and they may clear overnight.
    Do you have online banking? If so, have they affected your 'balance'? ie is your 'balance' different to your 'available balance' to the tune of the value of the cheques? If it is, then they've not processed them as cash. If there's no difference in balance/available balance then there's a chance they may clear as cash overnight.

    EDIT: Lloyds do their overnight processing from 22:00 hours so you may get your answer before you retire to bed?
  • sar050680
    sar050680 Posts: 491 Forumite
    Do you have online banking? If so, have they affected your 'balance'? ie is your 'balance' different to your 'available balance' to the tune of the value of the cheques? If it is, then they've not processed them as cash. If there's no difference in balance/available balance then there's a chance they may clear as cash overnight.

    EDIT: Lloyds do their overnight processing from 22:00 hours so you may get your answer before you retire to bed?


    Yes YB, I do use online banking, checked just now and they've not cleared yet...All I can do is wait.
    :cool:
  • Just found out HSBC will charge 1.5% :( Would have been easier if there was no charge as I bank with them...
  • Spoke to Barclays who said they would buy back TC's fee-free but would take 5 working days to clear funds. They specifically asked if the TC's were AmEx. Could someone confirm the TC's are AmEx ones,please?
  • sar050680
    sar050680 Posts: 491 Forumite
    They still have not cleared.....:mad: If its five working days that makes it Friday...Patience...

    CC, I'm not sure what my TC's were sorry mate.
    :cool:
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Could someone confirm the TC's are AmEx ones,please?
    No recent experience, but 2 years ago they were Amex.

    Perhaps you could call them and ask?
  • sar050680
    sar050680 Posts: 491 Forumite
    Woohoo, just checked and TC's have cleared, time to sort out my finances. YorkshireBoy, thanks for you help and advice.
    :cool:
  • M&S do not do £500 travellers cheques as per a phonecall I made to them.Is that info right,YB ?
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