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Capital One CC

life_in_termoil
life_in_termoil Posts: 1,036 Forumite
edited 6 May 2011 at 8:55PM in Credit cards
Just checked my balance online asw I have been making payments each week to pay if off. It says Current balance -£25...what does it mean?

Heres what it says on my online account

Credit Limit £200.00 Current Balance -£25.00 Available Credit £200.00 Cash Available £200.00 Amount Overlimit £0.00


Checked other CC and that says current balance -£2.03 hummmm
Sealed Pot Challenge member #982
In 2012 I pledge to:- Save £1 a day, meal plan, be more organised, have NSDs, set myself a budget AND STICK TO IT, throw all loose change into Sealed Pot and not open it till 29th November.:money:

Comments

  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    it means your in credit by £25
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
  • life_in_termoil
    life_in_termoil Posts: 1,036 Forumite
    OH!!!

    How do I get it back? Or should I just leave it their to make sure any outstanding interest is paid? I really want to close these CC accounts
    Sealed Pot Challenge member #982
    In 2012 I pledge to:- Save £1 a day, meal plan, be more organised, have NSDs, set myself a budget AND STICK TO IT, throw all loose change into Sealed Pot and not open it till 29th November.:money:
  • MichaelCR
    MichaelCR Posts: 354 Forumite
    OH!!!

    How do I get it back? Or should I just leave it their to make sure any outstanding interest is paid? I really want to close these CC accounts

    Possibly a letter or phone call to capital one (thats if you can bare speaking to rubbish customer service reps).
    ' You only live once ! Don't live to regret the past, But to enjoy the future '

    Michael.
  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    just drop a mail via the online sectiion
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
  • richard9991
    richard9991 Posts: 1,618 Forumite
    they are likely to send you a cheque because most ccs dont like you having a credit balance
This discussion has been closed.
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