Using Chip and Pin in NY?

osaddict

I've got myself a Halifax Clarity credit card which I intend to use in NY soon, will I be able to use Chip and Pin or do I have to start practising my (dodgy) signature?!

Tried to Google for results but keep finding older pages nothing very recent...

stoneman

I have never used chip and pin in the U.S. Signature every time accompanied by ID.

littlelibrarylass

i was in New york last october and signed for everything

LLL

lady1964

I echo that about signatures. I queried this before we went in February and there is no chip & pin, just signing for everything you use a card for.

Lady1964

ferf1223

agree - chip and PIN isn't in use in the US, at least not at all widely - some places only require a signature - some require photo ID and signature...most that I've been have required ID so best to have photo ID on you.

Doshwaster

lady1964 wrote: »

I echo that about signatures. I queried this before we went in February and there is no chip & pin, just signing for everything you use a card for.

Yes, signature every time - though many places don't even check the signature especially for small purchases. They give you the card back before asking you to sign the receipt.

It's always a good idea to have photo ID though. Many Americans don't sign the card and use photo ID to back up the card.

ferf1223

even if your card is signed they can still ask for photo ID...I'm sure I read somewhere that Americans are resistant to the idea of Chip and PIN as signature + ID is viewed as being more secure...

jackieblack

As everyone else has said, never used pin, only signature and sometimes ID requested, but not always.

whatmichaelsays

ferf1223 wrote: »

even if your card is signed they can still ask for photo ID...I'm sure I read somewhere that Americans are resistant to the idea of Chip and PIN as signature + ID is viewed as being more secure...

The problem is more that the banks in the US don't want the expense of implementing such a system.

stoneman

Doshwaster wrote: »

Yes, signature every time - though many places don't even check the signature especially for small purchases. They give you the card back before asking you to sign the receipt.

It's always a good idea to have photo ID though. Many Americans don't sign the card and use photo ID to back up the card.

I found that as well, they ask for the ID then give it back to you before you sign for the goods. I asked why they didn't bother checking the signature and was told that British people seem honest.
LOL, I nearly peed myself, (and nearly dropped the 2 bottles of soda stuffed down my pants) :rotfl:


JOKE

phatbear

been to the states 6 times in the past 4 years and used my card a lot and only once I've been asked for i.d and that was when I was buying a diamond ring for Mrs PB's 40th, the other oddity is they tend to have an electronic signature pad and i've had shop assistants lean over and just put an "x" in the box they dont seem that fussed about card security