Likelyhood Of Acceptance For Vanquis

sharpy2010

Trajal wrote: »

Don't know how that's possible really. It's £65 worth of credit that you have successfully paid back. Not a lot no, but surely an automated system won't even pick up on that?

Where did you hear this? Link link! If you're right I'll be very interested to look at the marketing of cashplus!

To be honest I've only heard it on here, so it's hearsay at best. Automated computed decisions probably won't pick up on it, but a human underwriter would.

All depends on whether you get accepted automatically for a product, or whether an underwriter intervenes, I suppose!

gscrym

I'm waiting on my £2 report from Experian coming through so I'll check everything on there. It's a pity if it doesn't count but I suppose I can understand why. It musn't look as good to lenders if the only line of credit established is £65 over a year. Not to worry, only 3 years from next January till i have a clean slate.