Sharing a car with girfriend

Strider590

cutandshut wrote: »

You sound like a tight git. She's your girlfriend for goodness sake.
My advice to her would be to get as far away from you as possible.

Im sorry, but don't we live in a time of equal rights?

She earn's, she can f**king well pay something.

trojan10_om

responses seem of pretty mixed opinion, thought this might be the case

Marvel1

If she is the main driver, she should be listed as so on the insurance.

getmore4less

Look at the alternatives, asuming you want to live together

One car if
Live near your job
Live near her job

Live middle and need 2 cars

Would you realy both not have a car if you both lived near your own work?


You both save not having two cars by living near one work
By living near your job you also save joint rent.

Why not work out those savings and pool them for the car.

Next is getting the right car so you both save on running costs.

That info is missing whats the car?


22miles each way 5 days a week 220 miles you think £30 what MPG is that basd on?

fadetogrey

goes without saying this relationship has a long term future.......:cool::cool:

kwaks

Bloody hell, splitting hairs with this one.

Set up a joint account and both pay in to cover bills etc, running costs for car come out of this. If she can't get to work she can't earn, this will cost you more than a couple of quid for petrol.

As for insurance, you are getting screwed. She HAS to be the main driver, and if the company is charging an admin fee I can almost guarrantee they are not passing on the policy reduction moving to a main female driver (obviously this would not happen next year).

Lum

I wouldn't worry too much about the main driver distinction on the insurance unless she is significantly younger than you, by which I mean young enough to be your daughter. Change it at renewal.

As for dividing up the expenses I'd say that the main user should be responsible for the bulk of the repair costs. When my partner borrows my car I usually brim the tank and ask that it be returned with a full tank, which is what you should do when "borrowing" your car.

I guess it's a little different if it's your "fault" that she now has to drive to work and didn't do so previously. In that situation it's probably more of a joint expense like gas and electricity.

tellmeitsfriday

This sounds like our situation - so here's our "solution".

I have a car which I only drive at weekends - I get the bus to work because of the horrific parking charges in the city centre (my bus pass is free, due to OH's job).

So BF drives the car to work and back each day, and I get the bus.

IMHO, it's my car, so I pay the MOT, Tax and Insurance. Even if BF didn't drive it, I'd be keeping the car, because I want to be able to go where I like at the weekend, at the times I want to. If I need to do something after work, and I remember to remind him, he will take the bus himself so I can use the car.

I put one tank of petrol in per month, and if it needs more during the month then he pays for it.

If we go on long trips, he also pays for that fuel as well.

Flyboy152

These sorts of threads make me chuckle. Two people live together as partners, but fail to understand the meaning of the term "partner." They live separate financial lives, to the extent where they are over every penny and about who earns what and who spends it. So much for equal status in a relationship.

Sally22_2

My partner and I live together and we have a car each, we are insured on eachothers policys as named drivers. He only uses his at weekends, and ocassionally evenings as he has a company van for his job. I use mine everyday to commute. Sometimes I need to use his car for example if im taking my neice out as its more practical, and sometimes its low on fuel so I put some in, sometimes its full and I dont replace what I have used. Same with mine, he uses it ocassionally and if its empty he will put fuel in, if its full then he doesnt replace what he has used.

You both use the car, just fill it up whenever it needs it, and whoever is driving it at the time should pay. The majority of the time it will be her, ocassionally it will be you, it will work out fair on its own if that makes sense.