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It's time to go back to the 90's!

1456810

Comments

  • CathT
    CathT Posts: 7,134 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    LilB wrote: »

    I'd love a spreadsheet too but don't have the necessary software :o

    I have limited software too, for some reason am only on trial version of office but someone on here sent me a spreadsheet and converted it so that I could use openoffice to use it. A handy site is www.thismuchiknow.co.uk and I use it quite a lot as it tells you months saved etc.
    LilB wrote: »
    Thanks for the suggestions - if only I knew how to use one and what to put on it!

    I don't know if it's such a good idea anyway as we can only pay off a minimum of £500 in lump sums. I so wish we could pay as little or as much as we liked! :mad:

    I'm glad we can pay smaller amounts, £500 is a lot to save. I don't know why some companies have those restrictions.
    LilB wrote: »
    She gets to watch ;)

    Finally reached my £80 OnePoll target so have transferred that into my Paypal and then it'll be going into my OP lump sum fund.

    A NSD here too, so win win :T

    Woohoo, Onepoll is such easy money!

    I will be following your diary. I was confused at first as your mortgage was so low compared to mine although they're similar amounts then I saw the IO. Do you have a timeframe for being MF, i'm 29 so to be MF by 40 would be fab!
    Nov 2025 - part 1 - £13,878 part 2 - £20,953 Total - £34,832 24 months to go!
  • LilB_3
    LilB_3 Posts: 135 Forumite
    edited 17 July 2011 at 12:21PM
    **Deleted**
  • LilB_3
    LilB_3 Posts: 135 Forumite
    edited 17 July 2011 at 12:21PM
    **Deleted**
  • philhews
    philhews Posts: 53 Forumite
    I'll have the same problem as you with the minimum £500 OP (once I get to OPing!) it would be so much easier if I could just transfer money as and when to the mortgage account, I'd be much more likely to do it.
    Mortgage Start (08/10) : £96,685
    Mortgage Currently : £94,193
    Daily Interest : At start £10.46 : Now £10.19
    MFD : 08/35

    Emergency Fund £465.05/£3000, 2011 target : £1500
  • LilB_3
    LilB_3 Posts: 135 Forumite
    edited 17 July 2011 at 12:21PM
    **Deleted**
  • LilB_3
    LilB_3 Posts: 135 Forumite
    edited 17 July 2011 at 12:21PM
    **Deleted**
  • LilB_3
    LilB_3 Posts: 135 Forumite
    edited 17 July 2011 at 12:22PM
    **Deleted**
  • sarahevie
    sarahevie Posts: 1,003 Forumite
    I've just had a nosey at your diary, it's great starting when you have only just bought the house. Our light bulb moment came last November, after 3 years in our house when we realised how little was coming off the capital each month.

    I think we must be similar ages as I have also just had to renew my photocard licence as well (27)
    OPs so far £42,139
    Original end date Nov 2037 (53) Current end date June 2024 (40) Aiming for 5 years to be Mf
    DD1 Oct 2008:), DD2 Jul 2010:), DD3 Aug 2013:)
    When life is getting me down I try to remember to thank God for the blessings
  • LilB_3
    LilB_3 Posts: 135 Forumite
    edited 17 July 2011 at 12:22PM
    **Deleted**
  • LilB_3
    LilB_3 Posts: 135 Forumite
    edited 17 July 2011 at 12:22PM
    **Deleted**
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