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Comments

  • ViolaLass
    ViolaLass Posts: 5,764 Forumite
    Is the APR on your car loan really 0%? If not, can you overpay or even use savings to get rid of it altogether? I imagine it's costing you more than the mortgage (unless it really is 0%).
  • LilB_3
    LilB_3 Posts: 135 Forumite
    edited 17 July 2011 at 12:15PM
    **Deleted**
  • LilB_3
    LilB_3 Posts: 135 Forumite
    edited 17 July 2011 at 12:15PM
    **Deleted**
  • LittleMissAspie
    LittleMissAspie Posts: 2,130 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    So your OH has a works van plus his own car which is what the loan and expensive insurance is for? Would it be worth SORNing your car for a while and sharing his, you could put yourself on as main driver and him as named. Insurance should be a lot lower and you can share the driving.

    I'd expect your water to average out at about £20-30 per month in the end.

    Could you get some kind of deal with your phone and internet to save a few quid?
  • LilB_3
    LilB_3 Posts: 135 Forumite
    edited 17 July 2011 at 12:15PM
    **Deleted**
  • LilB_3
    LilB_3 Posts: 135 Forumite
    edited 17 July 2011 at 12:15PM
    **Deleted**
  • LilB_3
    LilB_3 Posts: 135 Forumite
    edited 17 July 2011 at 12:15PM
    **Deleted**
  • LilB_3
    LilB_3 Posts: 135 Forumite
    edited 17 July 2011 at 12:15PM
    **Deleted**
  • LilB_3
    LilB_3 Posts: 135 Forumite
    edited 17 July 2011 at 12:16PM
    **Deleted**
  • kingster2069
    kingster2069 Posts: 105 Forumite
    LilB wrote: »
    I must add my RAC cover to the bill too. £99 per year and that includes everything except cover abroad. If I want the same cover now it'd be £129 according to their website :eek:
    Hi and welcome to MFW, I would recommend that you use a cash back site when buying your next breakdown cover. It can seriously clash 60/70% off your next renewal.
    Mortgage Free Date
    [STRIKE]Original: Jun 2041[/STRIKE], Current:Nov 2022, Target: Oct 2020
    Debts
    [STRIKE]2010/02 £14,500[/STRIKE], 2011/02 £13,000, Target 2012/01 £0K
    11k in 2011 challenge #32 4.8%
This discussion has been closed.
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