What should I do!!?

Trajal

diegeek wrote: »

Also about affecting my credit rating, Im really not fussed if I do have it ruined.

Don't think like that. There are a lot of ways to manage your modest debts without destroying your credit worthiness for the next 6.5 years (yes i know it's six years, but it'll take six months for all this to filter down into a default).

Seriously, start looking at solutions and do not write off your credit file, you may be young now but a few years from now you might not recognise yourself, and you don't want to still be paying for your mistakes today in 2018-2019. Not for £1250.

CH27

diegeek wrote: »

Cheers for all the help. Obviously I have to pay this back at some point and I knowingly got myself into this mess, albeit through good reasons. I dont want some magical excuse or way to rid me of the debt, just a few pointers apart from leaving out food for the month to pay it back. My greedy t**ts comment was mainly anger at how I do regularly pay everything I can with no help or suggestions from from the lenders to actually get to paying off the debt and not just the interest, when they can see Im struggling. I know this is why they lend and do this, just annoyed Ive been caught up in it all and I vent by rant sorry. Also about affecting my credit rating, Im really not fussed if I do have it ruined. As someone quite rightly said if im living of £50 -£80 a month ive more important things to consider.

Go over to the Debtfree Wanabe board. Post your SOA & people will advise you.