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Santander CC dilemma
CreditCruncher
Posts: 99 Forumite
in Credit cards
I recently got accepted for a Santander CC and have since received the credit agreement by post which I have not signed and returned as it was only then that I read on MSE about the 0% Forex loading fee feature of the Santander Zero CC:money:
As I will be travelling to Goa soon, I thought Zero would be the better one and I rang up Santander to see whether I can have the Zero instead of the one I was originally accepted for. Unfortunately, I was told I should make a fresh application for the Zero.
I am in a dilemma;
1) What are the chances of getting accepted for a Zero considering Santander would have done a recent credit check for my original application?
2) Should I cancel the already approved application before I apply for a Zero? If I did this and got rejected for the Zero;I'll end up having no CC at all :mad:
Advice would be greatly appreciated....
As I will be travelling to Goa soon, I thought Zero would be the better one and I rang up Santander to see whether I can have the Zero instead of the one I was originally accepted for. Unfortunately, I was told I should make a fresh application for the Zero.
I am in a dilemma;
1) What are the chances of getting accepted for a Zero considering Santander would have done a recent credit check for my original application?
2) Should I cancel the already approved application before I apply for a Zero? If I did this and got rejected for the Zero;I'll end up having no CC at all :mad:
Advice would be greatly appreciated....
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