bankruptcy help very worried...

arghhh

I think it's all finally starting to sink in now lol

Just need to make a start on these forms now :eek:

philnicandamy

Good luck with the forms (they're relativley ok shout if you need a hand)

good site with examples already done here to give you an idea

http://www.ned-cab.org.uk/debtselfhelp/bankruptcy.shtml

arghhh

Thankyou, am sure there will be something on the forms i will need to ask about, but i have the examples printed off already so i can move away from the computer and just spend a couple of hours going through them.

kepar

mouldylocks wrote: »

I've tried to follow your situation and really feel for you, with so much on your plate at the moment. However, you are much more clued up already than myself and my partner when he went into bankruptcy.
We compiled a rubbish SoA, not having known about this site at the time, He had no income whatsoever, and I had only my pension. We left off 50% of the allowable expenses (and no one in authority advised us of this), and the outcome was we were assessed as having to repay £3,000 (of a very small initial debt) from my pension - even tho we are not married.
Just thought I'd mention it, as the information seem to be that the debts are wiped on declaring Bankruptcy - not the case!!!

I don't understand, all unsecured debts pre-bankruptcy are wiped clean.

Or is your problem that you had to pay an IPA for three years.
If this not the case , could you please enlighten us to what debt you had to repay.

Ineedaname

Moudlylocks - can you post up a new thread with the above information? We may be able to help and advise.

You certainly shouldn't be making payments towards your partner's bankruptcy. Unless you had joint debts and those have now fallen to you and you've come to an agreement to pay those off at £3k?

But you need your own thread to discuss this further.