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Bank holiday Monday 2nd May - What small DFW things will you be doing today?
Pernicious
Posts: 1,786 Forumite
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:
Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important.
Hiya,
Hope no one minds me starting the thread again today, I'm still in bed but can't sleep again so doing this from my phone!
Today I plan to:-
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:
Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important.
Hiya,
Hope no one minds me starting the thread again today, I'm still in bed but can't sleep again so doing this from my phone!
Today I plan to:-
- [STRIKE]Heating off[/STRIKE]
- [STRIKE]Food from stores[/STRIKE]
- [STRIKE]Charge phone via pc[/STRIKE]
- [STRIKE]Log calories on free app[/STRIKE]
- [STRIKE]Log any expenditure on free app - hoping for a NSD today[/STRIKE] - LSD instead
- [STRIKE]Check for surveys[/STRIKE]
- [STRIKE]Enter comps[/STRIKE]
- [STRIKE]Dinner from meal plan[/STRIKE]
- [STRIKE]Do some baking[/STRIKE]
- [STRIKE]Check emails & online banking[/STRIKE]
- [STRIKE]Washing on Eco setting[/STRIKE]
- [STRIKE]Hang up to dry[/STRIKE]
- [STRIKE]Check eBay[/STRIKE] - Another watcher, no bids or anyone wanting to come & see it though...hmm.
:idea:Debt at July 2012: £12,862.57 :eek:
:dance:Current Debt: £0 :j
100% paid off!
:think: Savings Goal for November 2016: £5000 :cool:
Current Savings: £1176.24 _party_
23.52% Saved!
:dance:Current Debt: £0 :j
100% paid off!
:think: Savings Goal for November 2016: £5000 :cool:
23.52% Saved!
0
Comments
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Good morning all
Hope no-one minds me chipping in again. OH and I have decided that this month will be the month where we budget, try not to spend too much and generally get our lives in order!!:rotfl: This thread is great for ideas on how to cut down in small ways so thought I'd join again.
Anyway....todays efforts:
* One lot of washing at 30'c
* Line Drying
* LSD - just need bread (from grocery money set by for this week)
* Walk to shop for bread instead of drive
* Storecupboard lunch and dinner from mealplan
* Do any one-poll surveys that come through
* Sort some stuff ready for ebaying
Miss P
xx**Keep Calm and Carry On!**0 -
Morning everyone
been MIA again
over the past couple of days, but I now have a much bigger garden :j having accosted some from the house next door (family owned and now unused) so I have lots more room for the veggies :T:T Sadly it's waist high in nettles
but it shouldn't take much to get rid of that lot! As a Brucie Bonus we found a stray asparagus plant.... so that was very exciting
(doesn't take much! :rotfl:) I'm going to go to the cinema with DS today as work can wait until tomorrow 
Back to the job in hand... Today I need to:
Check internet banking
Heating is off (although a little chilly last night!)
Quick clean in the kitchen
Read the electric and gas meters... :eek:
All meals from stores
Wash at 30
line dry
iron later
ATTACK the garden..... I may be gone some time with that one! :eek:
Nothing interesting there though I'm afraid ladies.... Hope you all have a great day
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Good morning everyone! Had a nice weekend, was out in the sun for about an hour yesterday and i'm bright red! I can't handle the sun!
Today:
Checked banking (no DD or SO's have been paid, i assume this is because of the BH's?)
Lunch & snacks from stores
Get back to my step class tonight (worried as I've missed it for two weeks, its gonna be a killer!)
Maybe charity shops after work
Have LSD
Have a great day everyone!0 -
Today I will/have:
1. Check online banking
2. NSD
3. OU Welsh Assignment
4. Walk dog locally
5. Store cupboard meals
6. Hand Wash clothes that need it
7. Ironing
8. Update sig
9. Freebies board
10. Go through latest bank statement with a fine tooth comb (well actually it's a pink highlighter pen:D)
Have a good Bank Holiday Monday:ATesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini0 -
Morning Everyone
my list for today is;- tidy up garden
- line dry
- make biscuits
- meal plan for week
- heating off
- check online accounts
- mend chest of drawers
- enjoy the time off work:beer:
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Morning All,
Sorry I didn’t get a chance to post over the weekend…no excuses, it just didn’t happen
Yesterday and today I have/will do:
• Meals from stores
• Read paper online
• Checked online banking
• Will have an NSD
• Fill in my food diary
• Drink plenty of water
• Take meds to sort out hormones!
• Start making a pair of linen trousers for summer
Think that is about it – I am sure there will be things I have forgotten.
Have a fabby one!
Candy xxx
Debts at the start of my journey - about £23,000 lightbulb moment 01.03.2007 (1st payment to CCCS)..Debt Free Date 25.06.2013 Deposit savings £17,000/£30,0000 -
Ohhh all you lucky people with the day off, and sunshine too! Its a work day (sigh) and pouring with rain in Uganda at the moment. Im jealous of all the gardening thats going on!
Today I:
- took a matatu into work - about 20p
- free cuppas at work
- working like a mad person as there is loads on
- listing and organizing for work week
- lunch provided by work - starving as i didnt have breakfast
- dinner at home from stores - maybe pasta pesto though I've been eating a lot of pasta recently
- maybe meal plan for week if Im not too pooped by the evening
- checked banking and updated budget
- find out what I need to do in order to get my housing paid for by workMortgage free by 30:eek:: £28,000/£100,000
Debt free as of 1 October, 2010
Taking my frugal life on the road!0 -
Morning all!
Bit later than normal as I've been watching the news - will drag myself away and get on with the day now.
Today looks a bit like this...- Walk dog x3 (one done) Done 2 (big walk along the canal)
- All food from stores done
- Clean shower room
- One hour of school work then its all done done
- Do a teeny bit of ironing done
- Get work ready for the week done
- Checked banks done
- Try to have a LSD if not a NSD (I rejoined the NSD thread yesterday) spent 87p on fromage frais
- Stick to diet done so far
- Put petrol if forced to (only £10 worth though)
- Tody out drawers in bedroom - lots of stuff that can be decluttered off to do now
- Stay in tonight and watch the soaps
0 -
Hi everyone didn't manage to get on at weekend. Today I will:
- washing out to line dry
- iron washing from weekend which has piled up
- make a curry from yesterday's leftovers
- get £10 back from son- just remembered he owes me it
- maybe takee DD2 to shops as she has a top to take back and can drop DD1 at work in the process
- need to tidy house been lazy over the weekend
0 -
Good morning,
So I've spent a good few years lurking and getting by. Now I'm bored of getting by so, please can I join to help keep me on the straight and narrow.
Today I will:
- post here
- weed the fruit bed at the allotment
- get as much washing done as possible (two teenagers, one OH all of whom do loads of sport - think chinese laundry)
- make rhubarb and ginger jam - rhubarb from allotment, ginger from fridge
- store cupboard lunch, meal plan dinner
- lots of OU study
- only buy sugar at the supermarket
That's it for today.
Have a great day.
DM0
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