Car Tax - you can drive your vehicle without a disc for 5 days!

jenkins028

OK,
I applied for tax on-line on 26/04/2011. Has still not arrived so in theory cannot drive car from midnight tonight. Phoned DVLA who stated it was now a police matter and I could be fined and have no come back even though I have proof I have taxed the car. Seems a crazy system! I will have to apply for a replacement - hopefully that will arrive!
I am presuming if I did get pulled over and showed email stating I have taxed car that most officers would be OK and I could hopefully challenge any traffic warden ticket.
My concern is whether my insurance is still valid if the disc is not displayed? even though the car is definitely taxed.

mustrum_ridcully

theatretony wrote: »

That is not so straight forward. My tax expired on the 30th April, my insurance was due for renewal on the 28th April.

I did my insurance and then tried to tax online but the system had not updated so was not allowed to tax it until the 30th online which I did. So driving round now with old tax disk. I could not tax my car via the post office as I do not have my current insurance certificate and as yet it has still not arrived.... you can only tax it in the post office with a 'valid' insurance certificate. Mine would not have been valid if i showed them last years and a screen shot of the policy is not allowed...

Which shows what a bunch of cretins law makers can be. :mad:

It hasn't even occurred to them that Ned Chav can buy an insurance policy, get his tax disc, then cancel the policy and get his money back (and still have a valid tax disc). :mad:

Yeah, you're right, I've been in the same position as you!

thenudeone

jenkins028 wrote: »

My concern is whether my insurance is still valid if the disc is not displayed? even though the car is definitely taxed.

I have never seen an Insurance policy that requires the vehicle to have a valid tax disc. Once they have issued the certificate then as long as you have told the truth then you're covered.

Wig

jenkins028 wrote: »

OK,
I applied for tax on-line on 26/04/2011. Has still not arrived so in theory cannot drive car from midnight tonight. Phoned DVLA who stated it was now a police matter and I could be fined and have no come back even though I have proof I have taxed the car. Seems a crazy system! I will have to apply for a replacement - hopefully that will arrive!
I am presuming if I did get pulled over and showed email stating I have taxed car that most officers would be OK and I could hopefully challenge any traffic warden ticket.
My concern is whether my insurance is still valid if the disc is not displayed? even though the car is definitely taxed.

Your insurance is still valid.
From midnight tonight it will be a failure to display offence if caught. Carry the email with you it may help.
Check you are taxed at vehicle enquiry
http://www.taxdisc.direct.gov.uk/EvlPortalApp/

Surely the best course of action is to buy another full value tax disc from the Post office and ask the DVLA for a refund of the online purchase. Check with DVLA customer service before doing this, they may have stupid rules (which wouldn't surprise me).

jenkins028

Thanks for the info on the insurance - I am going to have to risk it until replacement disc arrives.

I can apply at the post office and then apparently 'simply' fill out a load of forms which means I will eventually get a refund but.....I would need my reg document which I stupidly threw away once I had taxed on-line as I was sorted and didn't need it anymore. Doh!
Won't be taxking on line again!

paddedjohn

mustrum_ridcully wrote: »

which shows what a bunch of cretins law makers can be. :mad:

It hasn't even occurred to them that ned chav can buy an insurance policy, get his tax disc, then cancel the policy and get his money back (and still have a valid tax disc). :mad:

Yeah, you're right, i've been in the same position as you!

not any more he cant, if a car is not insured (even if kept off road) then it must be sorned and any tax returned for a refund.

mustrum_ridcully

paddedjohn wrote: »

not any more he cant, if a car is not insured (even if kept off road) then it must be sorned and any tax returned for a refund.

So the new system has finally been introduced then? Last time I read anything about it they were talking about sometime this year.