Civil Service Pension

zenmaster

My wife worked for the civil service for around 10 years, leaving about 20 years ago.

Is it likely she would have accrued some pension in that time and, if so, how would we go about gaining information on it?

She was in the benefits office initially then Customs and Excise (as it was then) if it's important.

TIA.

moonrakerz

A good place to start would be Capita Hartshead.

0870 169 9700

csp.enquiries@capita.co.uk

If they can't help, they should know someone who can

Goldenyears

Being in the Classic scheme your wife would have accrued a pension of 10 eightieths of her final salary payable at age 60 (corrected for inflation). For ex-employees there is no enhancement for deferring beyond age 60.

From 1988 women would have started paying 1.5% for the widowers pension, so unless your wife signed in 1988 to make up for pre-1988 service, this bit in any pension statement would be very small.

Andy_L

Goldenyears wrote: »

Being in the Classic scheme your wife would have accrued a pension of 10 eightieths of her final salary payable at age 60 (corrected for inflation).

and a lump sum of 3x that 10/80ths pension

PennyPen_2

Goldenyears wrote: »

Being in the Classic scheme your wife would have accrued a pension of 10 eightieths of her final salary payable at age 60 (corrected for inflation). For ex-employees there is no enhancement for deferring beyond age 60.

From 1988 women would have started paying 1.5% for the widowers pension, so unless your wife signed in 1988 to make up for pre-1988 service, this bit in any pension statement would be very small.

Women began contributing from 1 July 1987. Although a woman never contributed before this point, all service would count towards her pension.

Example:
A woman joins on 1 April 1985 and resigned 31 March 1995. This is 10 years service. Although she did not start contributing until 1 July 1987, her pension will still be based on 10 years service.

Contributions for the Classic Pension Scheme are only taken to provide a spouses pension. Therefore, if a spouses pension ever need to be paid, it would only be based on pension accrued from 1 July 1987 - 31 March 1995.

zenmaster

moonrakerz wrote: »

A good place to start would be Capita Hartshead.

0870 169 9700

csp.enquiries@capita.co.uk

If they can't help, they should know someone who can

A very good place to start, thank you. I will email them tomorrow.

And to the others, thanks for the info. I believe she finished around '87 so maybe something or nothing.

bigfreddiel

zenmaster wrote: »

My wife worked for the civil service for around 10 years, leaving about 20 years ago.

Is it likely she would have accrued some pension in that time and, if so, how would we go about gaining information on it?

She was in the benefits office initially then Customs and Excise (as it was then) if it's important.

TIA.

You may be better off trying xafinity paymaster

http://www.xafinity.com/Microsites/Xafinity-Paymaster/Home.aspx

they look after civil service pensions now.

fj

Goldenyears

bigfreddiel wrote: »

You may be better off trying xafinity paymaster

http://www.xafinity.com/Microsites/Xafinity-Paymaster/Home.aspx

they look after civil service pensions now.

fj

It's still Capita bigfreddiel. Xaffinity may provide training and software but not administration.

bigfreddiel

Goldenyears wrote: »

It's still Capita bigfreddiel. Xaffinity may provide training and software but not administration.

sorry mate but you are out of date its xafinity paymaster in fleetwood - i have my forecast in front of me as i type

you're getting confused with Xaffinity - presumably this training outfit!

Goldenyears

bigfreddiel wrote: »

sorry mate but you are out of date its xafinity paymaster in fleetwood - i have my forecast in front of me as i type

you're getting confused with Xaffinity - presumably this training outfit!

If you are a Civil Servant (you haven't said) perhaps you are referring to your in-house departmental "administrator" or their sub-contractor who calculate pensions before they are in payment.

When you retire or leave and the calculation is finalised, Capita hold your record and pay you when your pension falls due. Capita pay my pension and hundreds of thousands of other retired Civil Servants. That is why the OP is best advised to go to Capita.

bigfreddiel

Goldenyears wrote: »

If you are a Civil Servant (you haven't said) perhaps you are referring to your in-house departmental "administrator" or their sub-contractor who calculate pensions before they are in payment.

When you retire or leave and the calculation is finalised, Capita hold your record and pay you when your pension falls due. Capita pay my pension and hundreds of thousands of other retired Civil Servants. That is why the OP is best advised to go to Capita.

Okay - I give in - I guess I will find out myself in a few months time and then I may be reposting........

fj