*wave*

Blue_Elephant

Thank you! and well done with the coat!

You seem to have paid off nearly that amount in a month though lol!

I do keep falling off the wagon, and random expenses keep cropping up but meh.

we'll get there!

Blue_Elephant

I can't believe it's taken a whole year!!

I was on the way to have done this on payday this month, but the tax man was feeling rather benevolent

So 1 year, 1 trip to Paris, a friends wedding where I was a bridesmaid and a year of learning about finances (and falling off the wagon), and a year of smoking (despite all my promises to try to quit it only came to fruition 2 weeks ago. still on the wagon and still a process of quitting, but further along than I ever have been before!!) I have finally done it. I am actually debt free! (well I still have the Ikano debt, but only because it's 0% and come payday I'll have the amount sat in a shiny new ISA!!!!)

I can't actually believe it!!

*is still doing the happy dance*

Barbeduk

Well done! :T:T:T

Just see how far you've come. Hope you can stay off the fags, that could then be your holiday fund!

Hope this time next year the rest of us will be joining you in debt free land. Enjoy your freedom!:D