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Pet insurance How does it work?

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  • dizziblonde
    dizziblonde Posts: 4,276 Forumite
    1,000 Posts Combo Breaker
    We're with Sainsburys... think the dog's about £15 a month, and the cat's about £14 but she's an OAP now (we whisper that as she hasn't got the memo yet).

    Never ever had to claim since Moggy has the constitution of an ox but I'd never want to be in the situation where I was making treatment decisions based on finance and not quality of life.
    Little miracle born April 2012, 33 weeks gestation and a little toughie!
  • snowman2_2
    snowman2_2 Posts: 753 Forumite
    Please remember that you have to pay an excess amount with every claim, sometimes a new excess each time your policy renews. This excess is to be paid directly to the vet, even if your vet is claiming the rest direct from the insurance company. We get more problems and complaints about excesses although this is nothing to do with your vet, it is between you and your insurer. If in doubt, give the insurance company a ring
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