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Making mayhem in May with the NSD challenge
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Nargleblast wrote: »Aaaarrrgghhh! Kerri said the C word....wash your mouth out with soap, woman!
:rotfl::rotfl: took me a min to work out what C word you were referring to....
:xmassign:
hee hee!!!Feb 2015 NSD Challenge 8/12JAN NSD 11/16
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eeek! have just placed an order with Boden to see if I get the free scarf (see latest MSE email) ... fingers crossed - even if I don't like it I can always car boot it lol!Feb 2015 NSD Challenge 8/12JAN NSD 11/16
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Good evening all :hello:
Big hugs to all from me
Spoony got my 15th NSD today, thank you :Asolventsoon wrote: »Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.
Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :ANO SPEND CHALLENGE.
1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fineEveryone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.
OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch& have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one(**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile
We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket clubThe only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained
And Remember;
there are no silly questions, so don't be afraid to ask us anything!"If wishes were horses, then beggars would ride"
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Hey Peeps!
Managed to make today an NSD so i'm now up to 13 NSD's!
take care xGrocery Challenge for October: £135/£200
NSD Challenge: October 0/140 -
Hi lovely gang:A
Hope everyone’s had a good Tuesday and not been blown away by the wind or lost in the ash today.
Lots of NSDs rolling in again, well done everyone::j
:j:jebayqueen - for no 12, only 2 more to get now, you can do it!
Thanks again for the comment, really appreciate that x
:j:jmarmiterulesok - for no 13, only 3 more to get now, you can do it! Well done for avoiding the shops today, that’s the spirit!!
:j:jSusi_Wa - for no 6, you’re doing brilliantly, only 1 more left to get now. Keep going!!
I’ve got loads of housework that needs doing if you have any spare time over the weekend!
:j:jjnaden - for no 6, another with only 1 left to grab now, that’s brilliant! Keep going now!
:j:jchris81418 - for no 20, you are indeed on a mini-roll, that’s brilliant! Fingers crossed for lots more
:j:jelfen - for no 14 and your target smashed, that’s brilliant!! :j:j Your prize is heading your way now, duck before you get covered in red paint!
Increasing your target to 17 now, good luck with that, and well done for no 15, you’re doing great!
:j:jfedupandskint - for no 12, not many to get now, keep going! Hope the studying goes OK tomorrow and good luck with the exam on Thursday, fingers crossed for you x
:j:jLittleMissHappy - for no 12, nearly there now, you can do it!! Definitely blustery here today as well, the birds were struggling to fly at times
:j:jsf - for no 15, nearly there now, keep going! Sorry you’re feeling down in the dumps, that’s not good, I’ll pop over to your thread
:j:jpsychopathbabble - for no 2, what a brilliant start for you, keep going! Hope you enjoyed your evening with your friends. Fingers crossed for some antibiotics tomorrow
:j:jKeiss - for no 15, nearly there now, you can do it!! No, you don’t have time to try anything else, I’m still waiting for a picture of the finished Elegant Lady...
Thanks for the comment, much appreciated x
:j:jTixy - for no 9, that’s brilliant! Only 1 more to get now, you can do it!
:j:jWee Pilsbury - for no 8 and a surprise NSD, that’s brilliant! Keep going, you can get there!
:j:jangelflower - for no 11, that’s brilliant! Not many more left to grab now, you can do it!!
:j:jAlyBaly - for no 7, that’s brilliant! You’re doing really well, only 2 more left to get, you can do it! Well done on staying positive, that’s the spirit!
:j:jdonna dynamo - for no 16, you’re doing brilliantly. Increasing your target to 18 now, good luck with getting there. Glad DD2 is back to normal today.
Have you heard about the hotel at the weekend yet?
:j:jCatherineMM - for no 11, over halfway now, that’s brilliant. You’re on a bit of a roll at the moment, fingers crossed it continues
:j:jRed - for no 10, yay!! to double figures that’s brilliant!! Keep going you can do it!
:j:jpinkfluffybabe - for no 17, that’s brilliant!! Nearly there now, keep going!
:j:jBDINI - for no 15 and your target smashed, that’s brilliant!! :j:j Your prize is heading your way now, it might come in handy for your next round of decorating.:D
Hope you have a fantastic holiday and that your mum is OK when you get there. See you when you get back, we’ll miss you :A
:j:jIf - for no 15, you’re doing brilliantly, nearly there now, you can do it!!! I take it you still have some birthday choccies left?
:j:jkatholicos - for no 13, you’re doing brilliantly, only 2 more to get now, you can do it!!
Hello to:
jinty - well done for sticking to your grocery list, yay!!! :T Good for you for treating yourself to some flowers, I love flowers as well and make a point of buying myself some as they cheer me up and make me smile. My favourites are freesias, I just love the smell. Hope you enjoy the massage today, it sounds lovely and I like the sound of your craft group, hope the first meeting goes well.
Thanks again for the comment, really appreciate that x:A
beanie - hope your mum gets back soon, what a pain:(
Nargle - probably a good decision on the car in the end and it sounds as though you have found a good one, fingers crossed.:T
kerri - another spendy day, I can see I shall have to drag the kippers out of the bin again.:rotfl: Some bargains grabbed today... hmm... not entirely sure about the creme egg ice cream though..
Thanks for the comment, really appreciate it x:A
Rock_Cakes - hope the spends today weren’t too serious:)
Another one for me today, meaning I have met my target, yippeee!! :j Going to increase it to 24 and see how I get on, live dangerously, eh??
Off to update the front page now, so see you all tomorrow.
‘night everyone
spoon xx
The time you enjoy wasting is not wasted time
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Good morning all!
After a long run of spend days, I captured #9 yesterday!
I had my hot stones massage and it was absolutley wonderful! I couldnt believe how many knots and bumps needed straightening out! My back feels terrific!
I'm going back next week for a facial and eyebrow trim - £17 for both! They use "good" products too, so I'm gonna be gorgeous!
Today I'm thinking of going to M&S for a bit of a shop BUT it may still be a NSD as I have a lot of Vouchers to use . I've kept them since Christmas (sorry, NARGLE).
Spoon - here's a wee pressie for you - I love all flowers, freesiasare gorgeous!
Have a lovely day everyone:)
you will always be rich enough to be generous.0 -
solventsoon wrote: »:j:jBDINI - for no 15 and your target smashed, that’s brilliant!! :j:j Your prize is heading your way now, it might come in handy for your next round of decorating.:D
Hope you have a fantastic holiday and that your mum is OK when you get there. See you when you get back, we’ll miss you :A
Aww thanks Spoon & i love my prize
I'm gonna miss you too, will feel strange not collecting NSD's!!
Thanks for all the fabby work you have done on the thread, you are a star!!
See you all in a week!! xxxFebruary NSD challenge 5/150 -
22 NSD'S for me now; yes I am sad and have no life.
- Mortgage over-payments to date: = £16,746
- Original redemption date: August 2043
- Current redemption date: July 2041
- Debt: £15,930
- Savings: £12,430
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Yay!! I have reached my target yesterday! #7 NSD
Today is a spend, need fuel and few bits but im going to see how many more NSDs i can get before june 1st! whoooo!!
:j :beer:**NSD Challenge** 6/8 June 8/7 May 6/7 April
:cool: Chirstmas 2011 fund £18.64/£100 :cool:0
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