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Lois_E begins a long MFW journey

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Comments

  • gratefulforhelp_2
    gratefulforhelp_2 Posts: 9,286 Forumite
    Good luck, both!
    Please do not confuse me with other gratefulsforhelp. x
  • pavlovs_dog
    pavlovs_dog Posts: 10,215 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    hope your spending diary is helpful lois. Welcome to the MF board
    know thyself
    Nid wy'n gofyn bywyd moethus...
  • Peonie
    Peonie Posts: 1,471 Forumite
    Hi Lois,
    I'm going to subscribe to your diary too. I smiled when you called yourself an Excel geek as I like them too.
    Good luck, Peonie.
    Pots: House £6966/£7100, Rainy day Complete, [STRIKE]Sunny day £0/£700[/STRIKE], IVF £2523/£2523, Car up-keep £135/£135, New car £5000/£5000, Holiday £1000/£1000, MFW #16 £2077/£3120
    MFiT3 #86: Reduce mortgage from £146,800 to £125,000
    Mortgage Sept 2014: £135,500, MF Oct 2035 Peak July 2011: £154,000, MF July 2036
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    Thanks gratefulforhelp, pavlovs_dog and Peonie.

    Not a bad day today. I was organised and took sandwiches and bottles of tap water, but was running a bit low on the other stuff to go in packed lunches (shopping delivery due tomorrow) so ended up spending a few quid on snacks after swimming. Otherwise, it was just petrol, swimming tickets, and parking. Kids tried asking for takeaway supper, but I held firm!
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • Hi Lois
    Welcome to the MF boards! A real friendly bunch here with great ideas and motivation (be warned it can get addictive!! :rotfl:)
    Well done on spending diary and resisting kids pleas for takeaway! sounds like success already ;)
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    Diary up to date for today.

    A cheap day today - total spend £2.15. However, the kids have come home from school with lots of letters asking for "voluntary contributions" for swimming, and science week, and whatever. I'll send the cheques into school tomorrow, so that'll make tomorrow a much higher spending day. They need some new PE kit as well.
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • AuntieMabel
    AuntieMabel Posts: 216 Forumite
    Those 'voluntary contribution' letters - they know we're all far too nice and would have far too big a guilt trip not to send any money in!
  • ally18
    ally18 Posts: 761 Forumite
    Hi Lois,

    Just wanted to drop by and say hello and good luck. I too am a single working mum of 2 trying to become mf but not getting very far at the mo. I have a car loan which is being attacked as much as possible and then it will be my m2 which will get the benefit and I can't wait though the frustrating waiting does get to you.:D

    Best wishes
  • GeorgieFTB
    GeorgieFTB Posts: 437 Forumite
    I thought I'd pop over and say hi, seeing as you've kicked me into updating my diary!!!!

    I think we should have a single mothers club... there seems to be quite a few of us, I don't know wheather that makes us long sighted or fanatical about security... personally I think I'm the first but many of my friends would say I'm fanatical!!!!

    I'm going to subscribe in a little while and hopefully will keep my thread up to date more often!!!

    Gx
    Mortgage at 08/10/10: 110k:eek:
    Current Mortgage:... £109,200 :eek:
    OPs 2011: 100.50/4000
    Current MFD: 02/10/45 :shocked: (will be 63!!!)

    Make a payment a week challenge TW 100/123.79
  • julliff
    julliff Posts: 625 Forumite
    Hi Lois

    another Lone working mother subscribing to your diary.

    I'm not an excel geek, but I am designing my own financial database. I had a bit of a forehead slpaaing moment when I almost bought a package to replace ms money, then I realised I could do it myself, as I am a database consultant. Doh!

    Once I've finished it, I intend to use a reporting package to create some reports and graphs.

    Now, how sad am I???

    Anyway, good luck on your journey!:)
    "Carpe Diem"
    MFW - Starting mortgage April 2010 - 120,000
    MFW - restart Nov 2013 - £70207.88 & £14086.49
    Current balance - £62459.49 & £10380.19

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