vanquis cap one

morgan78_2

i had both these cards 4 yrs agoand defaulted have since settled all outstanding balances, but am looking to improve credit score now what are my chances of being accepted if not anyone else i can use

regards

MichaelCR

morgan78 wrote: »

i had both these cards 4 yrs agoand defaulted have since settled all outstanding balances, but am looking to improve credit score now what are my chances of being accepted if not anyone else i can use

regards

Ouch, Defaulting on these cards will mean you'll really struggle to get any kind of credit untill the defaults drop off you credit history.

ebsks76

morgan78 wrote: »

i had both these cards 4 yrs agoand defaulted have since settled all outstanding balances, but am looking to improve credit score now what are my chances of being accepted if not anyone else i can use

regards

Hi,

I defaulted on a capital one card I had four years ago and settled the balance.

I actually applied for a capital one card in September 2010, and was accepted, despite having four defaults on my file that are four years old and settled.

So perhaps trying again with capital one again, I never expected them to accept me again after I defaulted.

morgan78_2

yes accepted for cap one cheers for the post ebsk76 time to rebuild my credit file

izools

Yeah, I had a Cap One default written into my bankruptcy order a few years ago and they were happy to offer me a progress card in october

chanz4

iztools you monkey