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Charged for NOT wanting a raised limit!
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_Persephone wrote: »If I want more credit, I'll request more credit,
You requested a variable credit limit when you applied._Persephone wrote: »the bank aren't trying to do the consumer a favour by randomly upping credit limits - they are a business after all.
It's not random. Sure they are not doing the consumer a favour anymore than you are doing them a favour by taking the extra credit. It's a commercial relationship between two parties._Persephone wrote: »Given the number of people in debt in the country, I wouldn't say it's more than a small minority that can't handle the extra responsibility!
That is beside the point. If your regime was imposed, that "minority" would have no problems requesting limit increases.0
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