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Father Died Remarried Left No Will - Has Debts Who is Entitled to What?

My husband's father died in 2004 and left no will

He has a mortgage of £6000. There is a debt too.

He remarried when my husband was young and had two more children. The wife is dead too.

His other son lives in his house and has run up debts in the last 2 years.

The house is estimated to be worth about £40000

Does anyone have any advice whether we are entitled to anything and whether we will have to pay anything out before we can sell the house, what costs are involved and how much?

Should we leave well alone or persue it?
An average day in my life:hello: :eek::mad: :coffee::coffee::coffee::T :o :rotfl: :rotfl: :p :eek::mad: :beer:
I am no expert in property but have lived in many types of homes, in many locations and can only talk from experience.

Comments

  • Spendless
    Spendless Posts: 24,769 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    who died first FIL or his second wife?

    http://www.property4viewing.co.uk/iwcwills/intestacy.htm
  • Bossyboots
    Bossyboots Posts: 6,758 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Spendless has asked the crucial question.

    Also, was the property in joint names with the wife and if so were they tenants in common or joint tenants.
  • silvercar
    silvercar Posts: 49,865 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Name Dropper
    your husband could be entitled to a third of the value of the estate. the estate would be the 40,000 house value, less the mortgage, less any other debts. whether it is worth instigating a family row with the other children is your decision.

    A friend of mine had a similar situation and lost contact with her siblings over it. The end result was her half-brother living in the house had to take out a mortgage to buy off her, a third of the houses value.
    I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.
  • Horasio
    Horasio Posts: 6,676 Forumite
    Part of the Furniture Combo Breaker
    Wife died first, went to her husband (my FIL), he died, no will left.

    My husband has a full brother, half brother and half sister (both from his second marriage)

    His father left them flat and gave them no maintenance. Heard nothing about him until 2000 when my brother in law tracked him down, living in an ex council house they bought.
    An average day in my life:hello: :eek::mad: :coffee::coffee::coffee::T :o :rotfl: :rotfl: :p :eek::mad: :beer:
    I am no expert in property but have lived in many types of homes, in many locations and can only talk from experience.
  • Bossyboots
    Bossyboots Posts: 6,758 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    In that case, the four siblings are each entitled to 1/4 of what remains of the estate after the debts are paid. I don't understand why nothing was done in the last two years.

    Has no-one been notified of his death? What has been happening about the mortgage repayments? Who are the other debts to?

    The debts the son has run up are his own problem if they are in his name. If he has run up debts in his dad's name, then this is fraudulent as all concerned parties should have been notified of the death at the time and all accounts frozen.
  • Horasio
    Horasio Posts: 6,676 Forumite
    Part of the Furniture Combo Breaker
    Bossyboots wrote:
    In that case, the four siblings are each entitled to 1/4 of what remains of the estate after the debts are paid. I don't understand why nothing was done in the last two years.

    Has no-one been notified of his death? What has been happening about the mortgage repayments? Who are the other debts to?

    The debts the son has run up are his own problem if they are in his name. If he has run up debts in his dad's name, then this is fraudulent as all concerned parties should have been notified of the death at the time and all accounts frozen.

    Thank you.

    We are wondering why it has just come to light ourself. We assumed the house was a council house or not worth very much. We didn't think there would be much to gain tbh in 2004. The price of property in the area has gone up. I don't think it has been upgraded and it isn't in a great area but should get something out of it after all expenses and debts have been paid, hopefully there won't be any other surprises.

    I don't know the full details that you ask and these are questions we must ask, thank you for bringing them to our attention, I have got this information third hand via my husband from his brother from his half sister but we will be looking into it.

    The half brother son does have the same christian name as his father:rolleyes:
    An average day in my life:hello: :eek::mad: :coffee::coffee::coffee::T :o :rotfl: :rotfl: :p :eek::mad: :beer:
    I am no expert in property but have lived in many types of homes, in many locations and can only talk from experience.
  • Horasio
    Horasio Posts: 6,676 Forumite
    Part of the Furniture Combo Breaker
    Double post - deleted
    An average day in my life:hello: :eek::mad: :coffee::coffee::coffee::T :o :rotfl: :rotfl: :p :eek::mad: :beer:
    I am no expert in property but have lived in many types of homes, in many locations and can only talk from experience.
  • benood
    benood Posts: 1,398 Forumite
    I'd arrange a session with a solicitor and take it from there.
  • Bennifred
    Bennifred Posts: 3,986 Forumite
    Just out of interest, what would have been the position if the FIL had died first - would the half-siblings inherit everything?
    [
  • Bossyboots
    Bossyboots Posts: 6,758 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Bennifred wrote:
    Just out of interest, what would have been the position if the FIL had died first - would the half-siblings inherit everything?

    Yes, because they would have inherited from their mother, who had inherited from the father. Father could have made a will covering this angle and the property could have been held as tenants in common but planning for death clearly wasn't on their agenda.
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