Injured on package holiday

steve2006

Hello,
Just joined as I need some advice regarding a holiday problem.
While on holiday in the Dominican Republic I suffered a broken foot when playing an organised game.
My travel insurance are hopefully settling my hospital treatment bill but under their personal injury policy have refused to help me claim compensation as their policy exclusions include "Expenses incurred in pursuit of any claim against a travel agent,tour operator,carrier" and the insurers themselves.
My holiday was ruined by this accident and I flew home with my foot in plaster and in considerable discomfort and then I have been off work as a result being unable to drive.
My travel insurance solicitors have suggested contacting an independent solicitor with a view to no win no fee arrangements.
I have also looked into making an ABTA claim against the tour operator and possibly a charge back claim as the holiday was fully funded on a credit card.
Any suggestions on how to proceed would be apprieciated

dmg24

What are you making a claim for, were the travel company negligent or did you have an accident?

hartcjhart

will somebody please think of the children

stephb34

If u played an organised game in this country could you make a claim, if yes then claim off them, if no then unlucky its just 1 of them things (an accident)

KonkyWonky

How did the "accident" occur?

Unless we know that then it is impossible to advise you.

If it was a simple "accident" like you say then why would you be entitled to any compensation? To be entitled to compensation someone has to have been neglectful.

welshmoneylover

steve2006 wrote: »

Hello,
Just joined as I need some advice regarding a holiday problem.
While on holiday in the Dominican Republic I suffered a broken foot when playing an organised game.
My travel insurance are hopefully settling my hospital treatment bill but under their personal injury policy have refused to help me claim compensation as their policy exclusions include "Expenses incurred in pursuit of any claim against a travel agent,tour operator,carrier" and the insurers themselves.
My holiday was ruined by this accident and I flew home with my foot in plaster and in considerable discomfort and then I have been off work as a result being unable to drive.
My travel insurance solicitors have suggested contacting an independent solicitor with a view to no win no fee arrangements.
I have also looked into making an ABTA claim against the tour operator and possibly a charge back claim as the holiday was fully funded on a credit card.
Any suggestions on how to proceed would be apprieciated

Can't you claim from the organisers?

ferf1223

stephb34 wrote: »

If u played an organised game in this country could you make a claim

Only in certain circumstances though...I'm terribly curious about what actually happened now...especially as the OP did refer to an 'accident'.

mchale

steve2006 wrote: »

Hello,
Just joined as I need some advice regarding a holiday problem.
While on holiday in the Dominican Republic I suffered a broken foot when playing an organised game.

Don't be so competitive in future :rotfl:

mr_knight

I have no idea if you can claim or not. One of the most helpful places for information is here : http://www.holidaytravelwatch.net/

They will tell you a) if you can make a claim and b) find you a suitable solicitor.

HTH's

macman

Depends how the injury was caused. If it was broken due to malicious or wilful carelessness by another competitor then you could sue them. Or if the pitch had a hole in it and you tripped, you could sue the site owner. If it was a genuine sporting accident, who else do you think is to blame?
I don't see how the organisers can be to blame unless the 'organised game' was inherently dangerous.
Since you don't give any details of how the injury occurred it's difficult to comment otherwise.
Your travel insurers appear to have done what the policy is intended to do: i.e. to cover your local medical treatment and repatriate you if required.

Pollycat

steve2006 wrote: »

Hello,
Just joined as I need some advice regarding a holiday problem.
While on holiday in the Dominican Republic I suffered a broken foot when playing an organised game.
My travel insurance are hopefully settling my hospital treatment bill but under their personal injury policy have refused to help me claim compensation as their policy exclusions include "Expenses incurred in pursuit of any claim against a travel agent,tour operator,carrier" and the insurers themselves.
My holiday was ruined by this accident and I flew home with my foot in plaster and in considerable discomfort and then I have been off work as a result being unable to drive.
My travel insurance solicitors have suggested contacting an independent solicitor with a view to no win no fee arrangements.
I have also looked into making an ABTA claim against the tour operator and possibly a charge back claim as the holiday was fully funded on a credit card.
Any suggestions on how to proceed would be apprieciated

Why are you thinking about a charge-back? You HAVE received part of the holiday package you paid for - at least return flights and some (maybe all) nights/food/drink in the hotel.

You seem to be considering a scattergun approach at anybody and everybody who had anything at all to do with your holiday.

If you want advice on whether you have a reasonable claim, check out:
http://www.holidaytruths.co.uk/

They have a specific 'complaints' board and have a team of solicitors who offer free, impartial advice.
All the details are there.