Hello everyone, please help AuntieMabel on her mortgage free mission!

SJ1

lovethymini wrote: »

"Come Outside" on Cbeebies. My 3yr old loves it. I don't have the heart to tell him about the bloke with the blond wig and the toy dog when the plane's flying :rotfl:

This really made me laugh. My two don't get the fact that Justin plays all the characters on Gigglebiz and also tell me that I am mad when I say that he is also Mr Tumble :rotfl:

Lois_E

:hello: Hello AuntieMabel. I am new to MFW too.

Well done for your huge OP. Now even your ordinary payments will be taking more off the capital because there will be less interest to pay.

If you make a mistake (like putting on your extra 0) you can go back and edit your post by clicking the "edit" button just underneath it. It appears on your own posts in the same place where the "thanks" button appears when you are reading other people's posts.

You asked how to cross things through in your sig. When you edit your sig, you will see two rows of buttons across the top of the box. The first row has fonts and stuff. The second row begins with bold and italic. At the far end of that second row is the strikethrough button. Highlight the text you want to cross out, and click that button.

Oh dear... can you tell I've spent too much time on a variety of internet forums (fora??). I do have a real life as well, honest guv.

spandles

SJ1 wrote: »

This really made me laugh. My two don't get the fact that Justin plays all the characters on Gigglebiz and also tell me that I am mad when I say that he is also Mr Tumble :rotfl:

OMG is Justin still on the go? I used to love Mr Tumble!! Now it's 5 year old repeats of Tracy Beaker on our TV.


Couldn't sleep so thought I'd make a cuppa and see whats happening MFWland - there are 4 people viewing and it's 4am!!!

AuntieMabel

Lois_E wrote: »

:hello: Hello AuntieMabel. I am new to MFW too.

Well done for your huge OP. Now even your ordinary payments will be taking more off the capital because there will be less interest to pay.

If you make a mistake (like putting on your extra 0) you can go back and edit your post by clicking the "edit" button just underneath it. It appears on your own posts in the same place where the "thanks" button appears when you are reading other people's posts.

You asked how to cross things through in your sig. When you edit your sig, you will see two rows of buttons across the top of the box. The first row has fonts and stuff. The second row begins with bold and italic. At the far end of that second row is the strikethrough button. Highlight the text you want to cross out, and click that button.

Oh dear... can you tell I've spent too much time on a variety of internet forums (fora??). I do have a real life as well, honest guv.

Hi Lois,

Hello :hello:,

Thanks for dropping by, and thanks for all your advice re. amending my posts. You can tell I'm NOT used to internet forums/fora (I like that word) . By the time I'm MF I'll be an expert

Memory_Girl

lovethymini wrote: »

"Come Outside" on Cbeebies. My 3yr old loves it. I don't have the heart to tell him about the bloke with the blond wig and the toy dog when the plane's flying :rotfl:

No, no, no ............. that's not true. It really is Linda Baron!!! That's like telling me Santa desn't exist :rotfl:

MG

AuntieMabel

I'm really annoyed :mad::mad:!

Not taking away any of the fabness of written proof of my latest over payment, the mortgage statement has come from Bristol & West today and they have completely ignored the 2 things I expressly asked them to do. The first being NOT to reduce the monthly payments despite the OP, the second being to enclose a mandate to make a regular OP by standing order. Over the phone, they said it was no problem but they've done neither!!! The other thing that has really rattled my cage is that over the years we have always been able to give them an instruction regarding monthly payments (whether up or down) over the phone, but now we can't, we have to request a form WHICH THEY THEN DON'T SEND. Grrrrr

I'm going to have to calm down before I phone them otherwise I may well say something I will regret.

Lois_E

How infuriating of them. Hope you get them to sort it out quickly.

Once you've got your standing order set up, will you be able to change it just by dealing with your current account bank (ideally online) or will you have to go through the whole requesting a form rigmarole again if you want to adjust your amount?

AuntieMabel

After I calmed down a bit, I spoke to an extremely calming, pleasant chap at Bristol & West and got it all sorted out. There are 2 sections to our mortgage (as in my signature) and it's sub account 2 at 2.99% we are concentrating on first as it's the higher SVR. I know for sub account 1 that monthly OP are allowed and can be done over the phone as are changes to the regular payment as I've done them. Today I found out that I had been wrongly informed that this also applied to sub acount 2 :mad: which is why they hadn't sent out a mandate. It's not all bad though, I can make regular OP to sub account 2 over the phone by debit card but the regular payment will always reduce - this is one of the terms. So that's what the plan is - at least £500 OP to sub account 2 every month.

I've put it in print now so I've got to do it or I've got to explain myself to you lot

Have made my first amendment to my sig as well - fab

Lois_E

Well, it's an irritation that you can't set it up so the payment is bigger automatically, but as long as they let you make OPs then it shouldn't make any difference to how quickly you can clear the debt - just the number of phone calls you have to make along the way. I'm glad the bloke at B&W has sorted it for you.

Well done on amending your sig - you're getting the hang of this quickly.

AuntieMabel

Well, that's the end of my first week as a MFW. I have really found new focus, paid £11000+ off the mortgage from ISAs, discovered lots of new, likeminded chums and watched a royal wedding
Hope every wek is this good