📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Good Friday 22nd April 2011 What small DFW things will you do today????

Options
Candy0107
Candy0107 Posts: 1,645 Forumite
Part of the Furniture 1,000 Posts Combo Breaker Name Dropper
edited 22 April 2011 at 7:39AM in Debt-free wannabe

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :rotfl:


Morning All,

Today I have/will do:

• Meals from stores
• Read paper online
• Checked online banking
• Need to put pennies from purse into sealed pot and coke bottle
• Will have a LSD
• Fill in my food diary
• Drink plenty of water
• Take meds to sort out hormones!
• Chilled night in tonight
• Check the little seedlings and make sure they are happy
• Need to sort out the mess that is the material mountain!
• Going into town with mum later – our local fabric shop is having a 15% off discount day so might have to take advantage!

Think that is about it – I am sure there will be things I have forgotten.

Have a fabby one!
Candy xxx
Debts at the start of my journey - about £23,000 lightbulb moment 01.03.2007 (1st payment to CCCS)..Debt Free Date 25.06.2013 Deposit savings £17,000/£30,000
«1

Comments

  • WelshWoofer
    WelshWoofer Posts: 5,076 Forumite
    Morning Candy! Good to see I'm not the only one up on a day off work!

    The dog has forgotten that its a day off and was bouncing on my head at 6am to go out! So we've been around the block and willl be off to the park soon to tire him out.


    Today's little list...
    • Take dog to the park before it gets too warm for him to run around
    • Checked banks
    • Mark 5 exam papers (have 20 ish to do over the weekend)
    • Go to BBQ at friends later
    • Stick to diet
    • Wash the towels and dry on the line outside
    • Hoover downstairs
    • Do some exercise
    • Have a LSD
    That's all for now - hope everyone has a good day off (and sorry to those that are working:()
  • Hey Candy :) thanks for starting us off - up bright & early?! Hello to all those who follow :hello:

    yay to BH :dance: (although I am working tomorrow, but it feels super fab not to be getting on the threadmill this morning :D)

    Today I am going to keep it as simple as possibe :T
    • checked banking
    • read some miss minimalist & purged some old baking trays I don't need (have kept 1 roasting tray, 1 for muffins/yorkshires, 1 for pizzas, 1 bread tray & 1 for cakes :think: I think that should meet our needs?)
    • house swapper coming to view our home later this morning - fingers crossed
    • LSD as am going to get ingredients to make thai food for dinner for the girls
    • go for a run
    • think of somewhere lovely to go for a walk with oh
    • washing using soapnuts @ 30 & line dry
    I do believe that will do me! Happy BH guys x
    DF as at 30/12/16
    Wombling 2025: £87.12
    NSD March: YTD: 35
    Grocery spend challenge March £253.38/£285 £20/£70 Eating out
    GC annual £449.80/£4500
    Eating out budget: £55/£420
    Extra cash earned 2025: £195
  • Jules28
    Jules28 Posts: 265 Forumite
    Part of the Furniture Combo Breaker
    Hello All,

    I'm off today too but up early as I took my OH into work (cheaper than getting the bus with how close we are to his work).

    Today I am doing the following:

    - looking for more items to sell (I am a little irritated that my money from PayPal did not come through as promised yesterday, so we are v tight for cash this weekend)
    - check my items closing today
    - check online banking
    - eat from stores
    - tackle the mountain of washing
    - do some surveys

    Have a good day all,

    Jules x
  • Erme
    Erme Posts: 3,597 Forumite
    Part of the Furniture Combo Breaker I've been Money Tipped! Debt-free and Proud!
    Thanks for starting the thread off candy


    Well....I have an announcement ....

    THE DECORATING IS FINISHED coffeebath.gif

    &

    EVERYTHING IS BACK

    (just about)


    So yeah...catch up on the mess now. Might put some of the spare paint on freecycle (the opened stuff).....seems a good idea...

    And last night I found my library book I'd paid for cos it went missing for months so DV tomorrow I get £17 back from the library when I return it :)

    So yeah I digress...

    Today's agenda (that may/may not get done depending how hyper/tired I am)

    AM
    • Get milk (farm foods)
    • Tidy and clean kitchen
    • clean boys out

    PM
    • Don't forget nap
    • Click sites (on going throughout day)
    • start on bathroom & Menu plan
    EVE
    • typing tutor
    • Let the boys out for a run
    • Evening routine


    Where is DNMS today? Is she on holiday and net less?

    Blessings

    E
    PS. Am loving my new blinds...think I might save and get them for the kitchen and bedroom .Currently they have nothing.....why did I not get them years ago? They are just simple bamboo variety with asian shalwar chemise fabric drapes on top but so much easier than curtains when you have a lot of stuff in front of the window :)

    E
    :dance:
    I believe in the power of PAD
    Come and join us on the Payment a Day thread
    :dance:
  • Nottoobadyet
    Nottoobadyet Posts: 1,754 Forumite
    Debt-free and Proud!
    Good morning, folk!

    Happy easter from Uganda! Im starting to settle in. My new job seems like it will be super challenging but great for my development and the work is really inspiring.

    I'm staying at a friends house at the moment, taking care of her kitten (aww!) while she's out of town. I'll move into a longer term shared house on Tuesday which will be closer to the office. I'm actually really looking forward to that so I can start putting down some roots.

    For those of you that have been following my drama for a bit, things with O are still pretty tough and I miss him terribly. A girl that we've known for several years and I know has liked in the past is in London at the moment and I think staying in our flat (she has one of those things on facebook that tells you where she is all the time). I dont think they're sleeping together but it still makes me sad.

    Anyway, what do I have planned for today:
    • spend a few hours working - we have some major doccuments due over the next week or two
    • organize emails a bit
    • tidy house a bit
    • keep reading history book
    • spend some quality kitten time!
    • either have a NSD staying in (bought groceries yesterday) or go out in the evening if someone invites me (low spend day)
    • if I go out, get my phone sorted
    Mortgage free by 30:eek:: £28,000/£100,000
    :DDebt free as of 1 October, 2010:D
    Taking my frugal life on the road!
  • ziggy2407
    ziggy2407 Posts: 4,106 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Good Morning All

    Candy - thanks for starting us off
    DNMS - hope everything works out for you today
    Jules, WW & Erme - dont forget to fit some time in to relax as well today
    NTBY - I dont know what to say, am a little bit shocked at what is happening in London - how insensitive, try not to dwell on it and concentrate on your new life in Uganda and the good things that are coming your way

    My little list today

    little bit washing and line dry
    check swapits (for LO - a daily job)
    wii-fit
    paperwork filing
    read more library book.

    Hope everyone a great day, am hoping mine will improve shortly as at the moment keep bursting into tears (goo job Im on my own and LO not here to see) and I dont know why, off to try and give myself a kick up the backside, back soon with an update.

    Love to you all :A
    Goodreads 2025 Challenge :16/75
    Goodreads 2024 Challenge: 65/80
    Goodreads 2023 Challenge: 77/52


  • OrangeFairy
    OrangeFairy Posts: 2,630 Forumite
    1,000 Posts Combo Breaker
    Morning all!!!

    Today is housework day!!!!! The house feels like it is a state!!

    Wash up and dry up
    QUick shower
    Hoover the whole house
    Polish house
    Clean inside of windows
    Hang washing away
    Wash on and hang out
    Tidy bedroom
    Lunch from stores
    Start planning project
    Ring my cake lady
    Book meal for tomorrow
    Rest in the evening

    Picked up my dress yesterday! :-) It is hanging in the lounge with a cover on! £78 seamstress fees! Costs you dont really plan for! £40 for my dress and £38 for two bridesmaid dresses! Though i am not to pleased with the bottom line on my dress as it looks a bit wonky!! Will show my mum and see what she thinks! xxx
    Orange Fairy
    House Purchased April 19 :) CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb


  • La_escocesa
    La_escocesa Posts: 3,119 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi everyone :wave:

    Nice to hear from you NTBY :) I know how hearing those kind of things can 'sting' though - hope it all works out ok. xx

    Here's me:
    • Bit of tidying round
    • Bit of packing - off to sister's tomorrow
    • Walk into town
    • Mini supermarket trip - just what we need for tonight
    • Move some money around and get OH to do his dinero dancing too...
    • Enjoy the sunshine :cool:
    • Water off as soon as it's hot
    • Pennies in the jar
    xxxx
  • Morning everyone, happy Good Friday! I've spent my morning so far cleaning the house from top to bottom as got some rellies coming over.

    Candy, thanks for starting us off
    NTBY, sorry to hear you're feeling sad but hope you feel better.
    Everyone else, great DFW plans!

    Things for the day:-
    NSD (and actually do it this time!)
    Check online banking
    [STRIKE]Check eBay[/STRIKE]
    [STRIKE]Tidy house top to bottom[/STRIKE]
    Search for cheapo PAYG phone that's actually good as mine's on its way out!
    [STRIKE]Sort out wardrobe for stuff to eBay[/STRIKE]
    List everything on eBay that I've found!
    [STRIKE]Breakfast[/STRIKE]/lunch/dinner from stores
    Look at cheap ways to makeover my garden!
    Look at cheap ways to reupholster dining chairs and sofas!
    Free exercise in the form of scrubbing the house lol

    Hope you all have great days and enjoy the sunshine :) xx
    October Grocery Challenge - £67.18/£135
    Save up £500 - £0/£500
    NSDs for October - 0/10
  • ixia
    ixia Posts: 1,338 Forumite
    Morning everyone

    Sun is shining again :j

    Today is DD2's bday so have all the family coming for a bbq later been in the kitchen preparing stuff as DD's friends stayed over last night and I am surplus to requirements at the mo.

    Today I will:
    washing out to line dry
    check banking
    check emails
    try not to spend any more money- spent a fortune already on food etc for bbq
    talked OH into taking DS into uni and to the orthodontist saving me busfares(usually buy him a pass but didn't this week and it's cost me a fortune)

    Can't think of much else for today as I will be spending most of it with my DD and the family.

    Hope you all have a lovely Friday.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.3K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.