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Sister pays mortgage but house in husbands name only ?

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  • RAS
    RAS Posts: 36,042 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    No, but as a consequence of his meanness, she may have to pay an extra £140-150000 in IHT, within 6 months of his death, which could mean a forced sale of the family home.
    If you've have not made a mistake, you've made nothing
  • Pee
    Pee Posts: 3,826 Forumite
    Has she discussed it with him and is he refusing to put it into joint names or are they having any marriage difficulties? Surely the best way forward would be to discuss it and arrange the transfer together. If he is refusing to, then she needs to be looking at legal advise to protect her whole position because surely this means there is a divorce to plan for?
  • Hi thanks again for replies. Don't think IHT is a problem as the house value is nowhere near the threshold and they do not have large amounts of savings. Sis doesn't think there is a problem as she won't consider the possibility that he would do anything underhand - despite this they have had a couple of rocky patches - mainly to do with his lack of practical support of the family ie she works fulltime and does 99% of the domestic stuff while he does work too he spends a lot of time (and money) on his hobby. I (and other family members) are trying to persuade her that the way the situation is - house in his name only - is not the best way for things to be and are trying to point out the possible pitfalls so that she will discuss it with him and suggest changing it. However we have to tread carefully so as to avoid the a situation where she says "you've never liked him and are ganging up on him" and won't listen at all. The comments on here have confirmed that the fears we have are not unreasonable or imaginary and I've gained some useful infon on what to advise her. Thanks
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