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Bank Charge Reclaim - Lloyds TSB
mattb27
Posts: 10 Forumite
Hi I was just wondering with regards to reclaiming bank charges. I know some people seem to be successful claiming when using the hardship rules.
I was just wondering if this would apply if I was going through hardship at the time that the charges were made. The bank has had about £800 off me in charges within the space of a year give or take a month.
However when I tried to reclaim in the past my first attempt resulted in me getting a few letters back stating that they were not going to refund as the reasons staed did not apply.
The second time I tried to claim, the case got put on hold, I then wrote to them further stating that I was in hardship and they sent me a pack in the post on how to budget etc.
Any help or suggestions on this would be really appreciated. Thanks in advance.
I was just wondering if this would apply if I was going through hardship at the time that the charges were made. The bank has had about £800 off me in charges within the space of a year give or take a month.
However when I tried to reclaim in the past my first attempt resulted in me getting a few letters back stating that they were not going to refund as the reasons staed did not apply.
The second time I tried to claim, the case got put on hold, I then wrote to them further stating that I was in hardship and they sent me a pack in the post on how to budget etc.
Any help or suggestions on this would be really appreciated. Thanks in advance.
Debt Free Wannabe
Barclay Card - £2100.00 @ 0%
Barclay Card - £2100.00 @ 0%
0
Comments
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Have a read of the MSE article.
Unless you are currently in financial hardship and the charges incurred were within about the last 6 months, replies from others suggest next to no chance of a refund.
Even if you are currently in financial hardship and the charges are recent, the bank is under no obligation to refund even 1p of the charges amount."Now to trolling as a concept. .... Personally, I've always found it a little sad that people choose to spend such a large proportion of their lives in this way but they do, and we have to deal with it." - MSE Forum Manager 6th July 20100
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