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credit crd is not free money...a credit card is not free money...

I began to sort out my finances last month and found this site brilliant. Then I realised I had space on my credit card and went shopping and bought food, paid some bills and got a bike to cycle to work to save money on the bus. Now I may as well have not paid off what I did last month and i'm so fed up with myself for being a dopey cow. I'm finding it so hard to sort myself out. Help.................
Just having a rant...........
Hope this doesn't bore..............
2022 Comp total (prizes + free spins): £494.81 #20 £12 a day Jan: £382.95/£372 #57 360 1p challenge: £17.70 £10 a day Feb: £571.09/£280 March: £311.96/£310
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Comments

  • whatatwit
    whatatwit Posts: 5,424 Forumite
    Part of the Furniture Combo Breaker
    Stick that card into water and in the freezer.

    At least you won't do that again. :rotfl:
    Official DFW Nerd Club - Member no: 203.
  • magni
    magni Posts: 651 Forumite
    Just look at it as a small glitch. We all have times like this. Why not cut your cc up so that the temptation is not there. Otherwise just use the experience as a learning experience and try not to let it happen again.
    100 Day Pot £13
    £2 coin saver #205 £40 banked and £22
    Weekly Spend
    June NSD 9/10 DFW Nerd 54
  • poppy_f1
    poppy_f1 Posts: 2,637 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    cutting the card up is better, freezing it doesnt really work as a jug of boiling water thaws it out quickly enough
  • Toomuchdebt
    Toomuchdebt Posts: 2,134 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    yep cutting the card up is a good thing..I have all my cards cut up into tiny pieces and in a big plastic envelope all muddled up :)
    Debts Jan 2014 £20,108.34 :eek:

    EF #70 £0/£1000

    SW 1st 4lbs
  • Mrs_Sparkle
    Mrs_Sparkle Posts: 1,805 Forumite
    Cut it up! We've all done it so we understand..
    Debt at highest May 2006: £27,472.24
    currently: £13,353.25
    DFW Nerd 178
    Proud to be dealing with my debts
  • cathybird
    cathybird Posts: 16,611 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I've cut mine up too!! Best thing you can do. That way they can't tempt you!!

    Anyway, at least the bike was a good buy as it's a money-saving measure and good for the health too ... even if it did go on the card!!
  • evie451
    evie451 Posts: 364 Forumite
    100 Posts
    Cutting it up is the only way. Take away the temptation :o
    Every Penny's a prisoner :T
  • Cut it up then burn it, that way you can't piece it back together to use online.
    Barclaycard 3800

    Nothing to do but hibernate till spring






  • Batfink
    Batfink Posts: 367 Forumite
    Another cutter upper here, although - I was sat today thinking 'Oh, I'd like to go shopping - but I can't because I've cut up all my cards and have no cash'. I spent most of the day thinking that was a bad thing .... but now I'm still wearing my perfectly good old clothes and realising I've saved myself quite a lot of money today! :)

    Batfink x
  • tiff
    tiff Posts: 6,608 Forumite
    Part of the Furniture Combo Breaker Savvy Shopper!
    Do you need it? Can you afford it?

    Sound familiar? :)
    “A budget is telling your money where to go instead of wondering where it went.” - Dave Ramsey
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