I'm Free

Ravanelli Posts: 29 Forumite
edited 26 April 2011 at 4:26PM in Debt-free wannabe
I hope no one thinks I'm gloating with this post.

In 2006 we were massively in debt, we owed £29,000 to 17 creditors and didn't know which way to turn, sleepless nights, stress and our marriage nearly broke up through the pressure.

One phone call to PayPlan and things started to look better, we were put on to a DMP paying around £500 a month from June 2006.

Things have been really tight through the past 5 years but we have come though it with our marriage stronger than It's ever been. Today we made the final payment of the DMP and are now debt free (at last).

We have been helped no end by people on here (even though they don't know it), we have been lurking and reading threads for the past 5 years but have not posted our problems.

Anybody in or starting a DMP, there is light at the end of the tunnel even though sometimes it feels so far away.

Tomorrow we are having a debt free day party for all our family as they have also struggled and got by with small birthday and xmas presents :beer:



  • CH27
    CH27 Posts: 5,531 Forumite
    Fantastic! Well done:T
    Try to be a rainbow in someone's cloud.
  • Quenastoise
    Quenastoise Posts: 341 Forumite
    Congrats, the sense of relief must be huge:T
    Keep calm and carry on
  • snookey
    snookey Posts: 1,128 Forumite
    Thats really good. Well done for getting through it.
  • :j Well Done for coming through the tough times. Enjoy your party :j
    Aiming to be Mortgage Free by 2022
    1 debt in 100 days part 5 £1/£600
  • Ravanelli
    Ravanelli Posts: 29 Forumite
    Thanks to everyone for your comments.
  • I hope you have a fantastic party and many debt free years to look forward to, well done!
    Thank you competition posters!
  • Congratulations!!! bet it feels brilliant. We're a year into our DMP 5 to go! can't wait until we're in the same position as you :)
  • saorsie
    saorsie Posts: 1,905 Forumite
    Fantastic ~ enjoy that feeling ~ you deserve it :T :j :T :beer:

    Frugal living challenge 2012 live on £8500 ~ £7725.87 remaining
    Make £5/day in 2012 ~ £482.24/£1830 ~ 22.52%
    Proud Member of PAD since January 2010 ~ Total paid to date £11386.64
    Savings Pot for 2012 ~ £772.60/£3000 ~ 23.38%
    Lose 19lbs / Save £2k by 30/04/12 *5/19lbs* £158.72/£2000
  • All the best for a debt free future!:beer:
    Credit card debt £480- interest free until Aug 2014
  • Gloating....no way.
    It is great when we see people on here who have made it.
    Congratulations. Have a great party xx
    Still too much debt :(
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