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Any way of getting a Natwest 95%?!

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We are looking at moving home and need to stay with Natwest for our mortgage due to a massive ERC. obviously we can get a 90% fix with them but is there any way we can get a 95% LTV? I keep reading (probably false) information online about deals like these available through brokers only and also that banks may consider a higher LTV than their advertised if you go on their SVR.

The house we are hoping to buy is a renovation job so we would look to remortgage after about 6 months anyway so would not intend to be on the SVR for long if it's even possible.

Advice please!!

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