We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Am I missing something?

hello,

after a long search, we(BH) finally liked a house.
A SD built in 1960s. needs a few things to be brought to uptodate though.
The mortgage rates changed twice in the meantime and now i am looking at fixed rates of 4.99 instead of the 4.39 when i started the search.:mad:

i got hold of a solicitor and told her to get the things rolling as my previous owner has died and the house is being sold through a solicitor.
in the meantime i am sorting out the mortgage.

The house is old and not very well cared. so i got a builder friend to have a look and planned few changes, like extending the conservatory and kitchen.
Do i need to get Planning permission for this?

Also, should i go for a homebuyers report? or the mortgage survey suffice?

Comments

  • lynzpower
    lynzpower Posts: 25,311 Forumite
    10,000 Posts Combo Breaker
    Id get a full structural on that to be honest with you

    A mortgage valuation wont look at anything like your electrics, roof, or a host of other bits all it will say is "yes this house is worth Xk"

    If this is a house from an older person that has died, chances are roofs, guttering, electrics, damp courses wont have been done.

    Im cautious, Id have the survey then Id know exactly what the problems were before moving in . Money well spent for peace of mind.
    :beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
    Theres no dollar sign on piece of mind
    This Ive come to know...
    So if you agree have a drink with me, raise your glasses for a toast :beer:
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.4K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.