car insurance - windscreen chip repair?

xyz123

Hi

Looks like i have got couple of tiny chips in my car's windscreen.

was thinking of calling autoglass to get it done through comprehensive insurance. i think usually its free and doesnt affect no claims bonus.

But is it considred a claim and more importantly will it affect my future insurance premiums?

kingstreet

Use the firm named as your Insurer's preferred supplier in your policy documentation, otherwise you might have to pay any balance over and above your Insurer's limit.

Windscreen repairs do not normally affect your NCD or your future premiums.

Quentin

kingstreet wrote: »

Windscreen repairs do not normally affect your NCD or your future premiums.

Although with most companies a windscreen repair won't affect NCD, it is not so that it won't affect premiums in future.

A windscreen repair is a claim, (and has to be declared to any future insurer), and will usually mean a premium loading.

(How else do they get paid for?)

chanz4

it does not effect, however buy the stuff from ebay for about £7 gives the same resaults

property.advert

Quentin wrote: »

Although with most companies a windscreen repair won't affect NCD, it is not so that it won't affect premiums in future.

A windscreen repair is a claim, (and has to be declared to any future insurer), and will usually mean a premium loading.

(How else do they get paid for?)

Exactly. Don't hit the NCD but load the premium by a few hundred.

hcb42

It's never resulted in a loading on the rare occasion I have made a claim!

DCFC79

Well according to the ads(and website) i hear for autoglass the ncd isnt affected but i cant say about the premiums

shelly

In 2008 we had 2 windscreen claims in 2 months (one chip repair & 2 full screen replacements) and at renewal (and renewals since) they have made no difference to the premiums.