We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Is it worth me applying to mainstream yet?

2»

Comments

  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    But surely the main question any responsible lender should be asking is, "How will the applicant repay the debt? Do they have substantial disposable income?"
    If your friend is solely reliant on JSA then i'm sorry but I don't see how this counts in their favour, irrespective of impeccable credit history when they were employed and earning.

    Well as long as the lender is getting payed back on time don't think they give a sh*t TBH.
  • star-fire wrote: »
    Well as long as the lender is getting payed back on time don't think they give a sh*t TBH.
    Sounds about right!:rotfl:
  • cord123
    cord123 Posts: 644 Forumite
    Not sure why being on JSA would mean someone could not pay off a debt..... people with an income sometimes dont pay their debts off ..... all about living within your means, which this man obviously does! .......
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.4K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.4K Spending & Discounts
  • 245.4K Work, Benefits & Business
  • 601.2K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.