Car Insurance renewal problem.

williamsmumanddad

My son hasnt had a car for the last 3 years and is intending to buy one in a couple of weeks. When he was last on the road he had either 3 or 4 years no claims. Thing is he cant remember who his last insurer was and cant find the paperwork.

Is there anything he can do or is it just a case of starting again from scratch?

Premier_2

After so long of not having insurance, he'll probably have to start again.

Discuss with a broker; perhaps they'll give an introductory discount (assuming no accidents or convictions etc)

williamsmumanddad

Thank you for the reply Premier. Thats what I thought but its flaming annoying. The prblem with asking for a discount is that although he can prove he has no points, he cant prove no claims without remembering who is last insurer was. I thought there may have been some sort of database all companies use or something like that.

SteveJW

Has he had the use of any car, ie a company car or van. I work for a Local Authority and the people who drive vans on a regular bascis, even if no private use allowed are often given a no claims discount when they first insure a private car
Has he been named on any other policy

Premier_2

williamsmumanddad wrote: »

Thank you for the reply Premier. Thats what I thought but its flaming annoying. The prblem with asking for a discount is that although he can prove he has no points, he cant prove no claims without remembering who is last insurer was. I thought there may have been some sort of database all companies use or something like that.

It won't matter about the old insurance, as it has been so long ago he probably get any NCB even if he could prove what he once had.

bikebarbie

Just a thought, if he paid for his insurance in monthly installments, he can ask his bank for copies of a few statements and check the insurance name on them.

McKneff

Its too long since. He will have to start all over again..................

No point in hunting for statements etc.