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A&L Capital Bond with Guaranteed income

Anyone had a look at this new savings opportunity ?
Half your savings track the FTSE 100 and half get 5.3% gross interest.
+ you get 50% of any capital growth in the FTSE 100

Comments

  • dunstonh
    dunstonh Posts: 117,702 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Hmm, A&L have read my DIY GEB product ;)

    Their version though is rubbish and should be avoided. As per usual with these, no dividends and tracking just one index and a pretty poor index at that. Eggs all in one basket.

    If you like paying implicit charges of around 3% p.a. and want to track one of the worst performing stockmarket indexes in the western world (the FTSE100) then go for it. I wouldnt though.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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