Sat 16th/Sun 17th April - What small DFW things will you be doing this weekend?

stitching_witch

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Good morning everyone - it's the weekend :j:j

As usual it will be busy for me. There just aren't enough days in the week at the moment. I also need to get off my rear and actually do things rather than just think about them. Lethargy.....


So far today I have:

• got DW running on Economy 7
• got WM running on Economy 7
• checked banking
• checked for surveys
• fed and watered the chickens and asked for 4 eggs today
• claimed my £40 payout from OnePoll :T

I will also:

• clean out chickens
• go to allotment and plant 3 beds with potatoes
• tidy up 'my' corner of the living room and look for the £5 note I know is tucked away there somewhere
• get into the sewing room to do a piece of work for a customer
• prepare business headed letter for my appointment with the bank during the week
• catch up with friends by email rather than phone or text
• meals from stores
• have an NSD

I'll catch up tomorrow with an update and a Sunday list.

stitchy x

kdenty

Morning all,

Stuff I'm doing this fabulous weekend:

• Making a to-do list. My OH is out all day so I'm catching up on jobs.

• Check when car is due service and MOT and find out how much I need to budget for this
• Check accounts- yesterday was pay day *yeay* and have paid min payments on cards by direct debit. Work out how much more to pay off now.
• Reset heating as it can be on less now
• Make something nice for dinner
• Avoid the shops as it's half term holiday chaos here at the seaside anyway.

La_escocesa

Hi everyone :wave:

Thanks for starting us off Stitchy :beer:

Here's me:

• Tidy round
• Walk to/from hairdressers
• Used groupon for hairdressers so nice and cheap
• Tell hairdressers I'll think about colour next time and resist any offers for hair colour this time
• Shift some money around
• Think about May's budget
• Cheap turkey mince lasagne tonight
• Night in
• Call mum with free wknd mins
• Check onepoll - nowt for me
• Put £2 in my stash
  

Aria`s_Tail

Morning everyone,
Thanks Stitchy for starting us off.
I`m off this morning so when I woke up at 6 I was determined not to get up and went back to sleep till 8. Pay day today! :j It`s been a loooong month.

Todays list:
Paid my Next account in full.
Paid the last of my Egg credit card balance, just need to wait for next statement to pay any tail end interest then I can close it.
Walk pooches.
Post small Ebay parcel.
Check for surveys,
Start sorting stuff for a car boot sale in a couple of weeks.
Go to work at 3 (not enjoying work at the moment at all)

Candy0107

Morning All,

Thanks to stitchy for starting the thread today :j

Today I have/will do:

• Breakfast and lunch from stores
• Off for a BBQ at the in-laws tonight
• Snacks from stores
• Read paper online
• Checked online banking
• Have transferred pennies from bank account to ISA
• Need to put pennies from purse into sealed pot and coke bottle (these were emptied to go away last weekend)
• Will have a NSD – (want to be DF in about a year :money:)
• Fill in my food diary
• Drink plenty of water
• Take meds to sort out hormones! :eek:
• Will batch cook dinners for the week ahead – these will be frozen
• Chilled night in tonight – might leave the in-laws early as we were awake at 6am
• Might put the seedlings out into the garden to let nature do her thing :j
• Watching things on sky box so I am not tempted to go out and spend money
• Need to sort out the mess that is the material mountain!

Think that is about it – I am sure there will be things I have forgotten.

Enjoy the weekend
Candy xxx :smileyhea

determined_new_ms

Morning ladies :wave: monring to everyone who comes along after me

wow stitchy your business is really coming along now! Have you got many customers? Also how comes you are claiming onepoll again so soon? It has been a year since I last requested (Feb 10) & have just requested £40 a week ago...

La E :dance: to going to the hairdressers - I hope they are fab & you really really enjoy it!

My weekend will look something like this:

• [STRIKE]I have already checked banking & cc1 statements[/STRIKE]
• I will check cc2 later
• [STRIKE]go through cupboards/freezer & do meal plan[/STRIKE]
• go for a run today/pump tomorrow
• [STRIKE]plant my seeds - I really must do this![/STRIKE] so far I have done: 2 types of toms, chillis, french beans, corgettes, cucumbers, rocket & corriander - will do some more tomorow :j
  
• [STRIKE]dinner from stores - chilli I think...chilli out of the freezer so yep [/STRIKE]
• [STRIKE]continue sorting out house[/STRIKE]
• we look at another house tomorrow & then make our decision :undecided the choice is between a privately rented & if the HA house is nice & they want ours that. Or hidden option no 3 stay where we are :question:
• go to the dentist in a minute :eek: eek its not good - I might have to have root canel work & have been referred to the sedation clinic...
• [STRIKE]nice long walk with oh tomorrow[/STRIKE]
• [STRIKE]use soapnuts to do a wash[/STRIKE] washing @ 30 & on line now, another in the machine

Nottoobad how was last night? Really hope you are ok today treacs x

determined_new_ms

Aria`s_Tail wrote: »

Morning everyone,
Thanks Stitchy for starting us off.
I`m off this morning so when I woke up at 6 I was determined not to get up and went back to sleep till 8.

lol we must be twins I did exactly the same thing! Now I'm in a rush for the dentist!

Paid my Next account in full.
Paid the last of my Egg credit card balance, just need to wait for next statement to pay any tail end interest then I can close it.

exciting paying off 2 debts Aria! :T

La_escocesa

determined_new_ms wrote: »

La E :dance: to going to the hairdressers - I hope they are fab & you really really enjoy it!
x

Thanks DNMS I'll be thinking about you having fun at the dentist Sorry, hope it's nothing serious and just a wee check up:p

La_escocesa

La_escocesa wrote: »

• Think about May's budget

:eek: Crikey it's going to be so tight! I put some stuff on the cc this month (the card I pay off in full) but looks like I won't be able to pay it all off now. I guess I could pay £100 off and still feel like I'm making some progress. Hopefully I won't need to use it in May so at least the balance isn't going up and up I can pay the rest off after May's payday. Eek.

Pernicious

Morning all,

I'm up fairly early for a Saturday in the hope of getting more housework done - I've done soooo much tidying in the bedroom & study but there still seems so much to do! & I need to do the usual cleaning jobs in the bathroom & on the floors downstairs...but just can't be bothered

Stitchy - I know how you feel! Congrats on the onepoll payout, I am just over halfway there now but keep getting screened out on about a million surveys that ask if I have children, I am getting sorely tempted to lie as I'd probably be up to about £30 by now if I could answer them!
Aria - Congratulations! Must be a great feeling know you can close it soon :T
Candy - Have fun at the BBQ tonight
DNMS - Hope you find what you're looking for housewise!

Today I have/will:-

• [STRIKE]Heating off[/STRIKE]
• [STRIKE]OH has gone to do some overtime today[/STRIKE]
• [STRIKE]Checked cashback [/STRIKE]- still disappointed as I can't claim the big amount yet from my free Equifax trial
• [STRIKE]Checked for surveys[/STRIKE]
• [STRIKE]Entered a competition[/STRIKE]
• [STRIKE]Charge phone via pc[/STRIKE]
• [STRIKE]Brekkie from stores[/STRIKE]
• [STRIKE]Get a lift to my dads later - my sister has come down to see us so I don't know how DFW I will be today...will try though![/STRIKE]
• [STRIKE]We are going for lunch somewhere later, will suggest somewhere cheap...[/STRIKE]
• Check out freebies/comps boards
• [STRIKE]Log calories on free app[/STRIKE]
• [STRIKE]Log expenditure on free app[/STRIKE]

Have a great, moneysaving day everyone x

Asiacat

I will sip my beer in the pub tonight (Thailand + 7 hours GMT) making one drink last for the whole of the football match (Birmingham V Sunderland) I'm going to see.

Double bonus because it also means I'll be below the legal drink driving limit so I can ride my Yamaha Nouvo there and back saving on a taxi fare.