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help with child tax credit

Help needed,

I have just had child tax credit ring me demanding £450 for an overpayment in 2005.

I split with my partner in 2008, but even when we were together she received all the money for child tax credit into her bank account which was not a joint bank account.

How can they claim I owe them half the money for a payment I never received?

They have threatened me with baliffs, if I do not pay, but why should I pay for something I have not received?

Can they still chase for payments from 6 years ago

help please

dave

Comments

  • I believe there is no time limit to when you can pay. Doesn't matter if the payments never went straight to your account you were on the claim so joint liable.

    Is the overpayment correct? If unsure I would call and ask for a breakdown of the overpayment. Is there anyway you can contact your ex to pay half?

    I think you're able to make a repayment scheme although not sure if this is only allowed in certain circumstances.
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  • nannytone_2
    nannytone_2 Posts: 13,011 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    if you were claiming as a couple, then you are both jointly responsible for any over payment regardless of who's bank it was paid into.
  • Sponge
    Sponge Posts: 834 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    ...your partner since you split up is possibly looking after your children single handed now.

    You have absolutely no evidence to suggest this is the case. Your comment is totally unwarranted.
  • Try the Tax Credits Casualties website www. taxcc. org. (remove the spaces for the link!) I believe that the 6 yr statute barred rule applies to tax credits but they can deduct from future benefit payments but im not 100% sure
  • System
    System Posts: 178,423 Community Admin
    10,000 Posts Photogenic Name Dropper
    When you make a joint claim with a partner or spouse and sign the claim form TCO assumes that those signatures indicate that the couple had an adult discussion and agreed the bank account into which their joint tax credits were made so if there is an overpayment both parties are liable for it.

    You can ask for an explanation into how the overpayment arose and then dispute it if you think it was TCO's error.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
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