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Regular Savings?

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Both me and my partner have ISA's, into which we pay £250 each monthly.

We have an ING account which holds our holiday/christmas money.

We have an ICICI account which we have been putting a bit in too.

We have about £250 more to save each month and think we need a regular savings account. We hope to invest £250 every month, but don't want to be held to this amount just in case one month we can't afford the whole £250.

We don't really want to move our current account away from Nationwide at the mo. Can anyone recommend a regular saver which doesn't require a current account to go with it?

Our initial thought was to save in a regular saver for a year, then when that matures, transfer that money to the ICICI. Then start again with a new regular saver. Does this sound right?

Any advice would be welcome - I'm not all that clued up on savings...:o

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